About This Property

Discover what makes this home special

This well-appointed two-bedroom apartment at Hertford Locks, Waterlily House offers a modern living experience in a sought-after Hertford location. Situated on the third floor, the property features a spacious open-plan kitchen and living area that opens onto a balcony, perfect for enjoying morning sunshine and views. The master bedroom benefits from an en-suite bathroom, while a second bedroom and family bathroom provide ample accommodation for families or professionals. With a total internal area of approximately 682 sq.ft and a balcony adding outdoor space, this apartment combines comfort and style in a vibrant community setting close to the River Lea.

Property Features

The apartment boasts a bright and airy open-plan kitchen and living area designed for modern living, complete with integrated appliances and dining space. Both bedrooms include built-in wardrobes for efficient storage, with the master bedroom offering a private en-suite shower room. Additional features include a utility cupboard for laundry and storage needs, and a balcony that extends the living space outdoors, ideal for relaxation or entertaining. Positioned on the third floor, the property benefits from elevated views and privacy.

BalconyEn-suite BathroomOpen-plan Kitchen/DiningUtility CupboardWardrobesThird Floor Apartment+1

Local Amenities

Hertford Locks enjoys excellent connectivity with Hertford East and Hertford North stations nearby, providing direct links to London and surrounding areas. The town centre offers a variety of amenities including supermarkets like Waitrose and Tesco Express, alongside a range of cafes, restaurants, and cultural venues such as Hertford Theatre. Families will appreciate access to well-regarded schools including Richard Hale School and St Andrew's CE Primary School. Outdoor enthusiasts benefit from proximity to the scenic River Lea walks and Hertford Castle Grounds, blending urban convenience with natural beauty.

Hertford East StationHertford North StationHertford TheatreHertford Castle GroundsWaitrose SupermarketTesco Express+4
Hertford East Train Station (0.8 miles, 4 mins drive) • 38 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£386,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£161/mo
Estimated Ground Rent£13/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£386,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£161/mo
Estimated Ground Rent£13/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Proximity to London with strong rail links
Modern apartment with attractive features
Moderate rental yield potential

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£386,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£161/mo
Estimated Ground Rent£13/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,930/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£466,027
+£80,027 projected gain
5-Year Rent Forecast
£2,292/mo
Based on 3.5% annual growth
Price per Sq Ft£566
Annual Rent Income£23,160
10-Year ROI240%
Break-Even Point18 yrs

Property Value Projection

Based on 3.8% annual growth
£466,027
5yr
£562,645
10yr
£679,294
15yr
£820,127
20yr
£990,158
25yr
Current: £386,000

Monthly Rental Income

Based on 3.5% annual growth
£2,292
5yr
£2,722
10yr
£3,233
15yr
£3,840
20yr
£4,561
25yr
Current: £1,930/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
38 mins
1h 5m
Stansted Airport
55 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
East-Facing Morning Sun
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Good
Afternoon Moderate
Evening Low
Bedroom 1
Morning Good
Afternoon Low
Evening Low
Bedroom 2
Morning Good
Afternoon Low
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Hertford Town Centre Regeneration
1.0 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£386,000
AvailableNB0000049052
View Location Analytics

Property E.3.05

Hertford Locks, Hertford SG13 7BJ
Hertford Locks
2
Bedrooms
2
Bathrooms
682
Est. Sq ft
apartment
Type
Ownershipleasehold

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£386,000Property E.3.05

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Property E.3.05
Property E.3.05Hertford Locks£386,000

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