About This Property

Discover what makes this home special

The Oxley is a charming two-bedroom house located in the scenic and tranquil area of Wigton, Cumbria, marked by the postcode CA28 9DN. Priced at £169,950, this property offers a perfect blend of modern living and countryside serenity. The house features a spacious lounge, a well-appointed kitchen with dining space, and a convenient downstairs WC. Upstairs, there are two comfortable bedrooms and a family bathroom, making it ideal for small families, couples, or first-time buyers. The property benefits from ample storage with multiple cupboards and a practical layout that maximizes natural light and space.

Situated in a peaceful residential area, The Oxley provides easy access to local amenities including schools, shops, and parks, while being within reasonable distance of transport links. The nearby Wigton train station connects residents to Carlisle and beyond, facilitating commuting and travel. The surrounding area is known for its natural beauty, with numerous outdoor recreational opportunities, making it an attractive home for those seeking a balanced lifestyle.

Property Features

This property boasts two well-sized bedrooms upstairs complemented by a family bathroom, while the ground floor includes a spacious lounge and a modern kitchen with an adjoining dining area. The inclusion of a downstairs WC adds convenience for guests and residents alike. Multiple storage cupboards throughout the house provide practical storage solutions. The home is equipped with double glazing and gas central heating, ensuring comfort and energy efficiency throughout the year.

Two BedroomsOne BathroomDownstairs WCFitted KitchenDining AreaLounge+3

Local Amenities

The Oxley benefits from proximity to well-regarded educational institutions such as Wigton Primary School and Nelson Thomlinson School, catering to families with children. Local shopping needs are met by the Coop Food Store and the vibrant Wigton Market, offering fresh produce and goods. Residents can enjoy outdoor leisure time at Eden Vale Park, a green space ideal for walks and family activities. The area also features a selection of traditional pubs and restaurants, providing a welcoming community atmosphere and dining options.

Wigton Primary SchoolNelson Thomlinson SchoolWigton Train StationCoop Food StoreWigton MarketEden Vale Park+1
Dalston Railway Station Train Station (2.8 miles, 8 mins drive) • 12 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£169,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£169,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£169,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.5%
Based on £1,204/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£181,825
+£11,875 projected gain
5-Year Rent Forecast
£1,551/mo
Based on 5.2% annual growth
Price per Sq Ft£227
Annual Rent Income£14,448
10-Year ROI340%
Break-Even Point8 yrs

Property Value Projection

Based on 1.4% annual growth
£181,825
5yr
£194,530
10yr
£208,123
15yr
£222,666
20yr
£238,224
25yr
Current: £169,950

Monthly Rental Income

Based on 5.2% annual growth
£1,551
5yr
£1,999
10yr
£2,576
15yr
£3,318
20yr
£4,276
25yr
Current: £1,204/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
N/A
12 mins
Newcastle
1h 15m
1h 20m

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential and InfrastructureModerate Positive Impact
Allerdale Local Plan Development
Within 3 milesEst. 2027
* Information based on local planning applications and may be subject to change

Loading location insights...

£169,950
AvailableNB0000055066
View Location Analytics

The Oxley

Whitehaven, Whitehaven CA28 9DN
Edgehill Park
2
Bedrooms
1
Bathrooms
750
Est. Sq ft
house
Type

Developer

Story Homes
Available Plot Numbers
279
1 plot(s) available
Ownershipfreehold

Request Information

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

£169,950The Oxley

Enquire About This Property

The Oxley
The OxleyWhitehaven£169,950

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

Property Assistant

Ask me anything