About This Property

Discover what makes this home special

The Lily is a charming detached four-bedroom family home situated within a sought-after residential development in Billericay, Essex. Priced at £640,000, this property offers a spacious and well-designed layout with two bathrooms, ideal for modern family living. The rear garden faces south-east, ensuring pleasant morning and early afternoon sunlight, perfect for outdoor relaxation and gardening enthusiasts. Located close to local amenities and excellent transport links, The Lily combines suburban tranquility with convenient access to London and surrounding areas.

Property Features

This property boasts a detached design with four generously sized bedrooms and two bathrooms, providing ample space for families. The modern fitted kitchen is complemented by spacious living areas that benefit from natural light throughout the day. The south-east facing garden captures morning and early afternoon sun, ideal for outdoor activities. Additional features include a garage, energy-efficient windows, and high-quality finishes throughout, making it a comfortable and stylish home.

DetachedFour BedroomsTwo BathroomsSouth-East Facing GardenGarageModern Kitchen+2

Local Amenities

The Lily benefits from proximity to Billericay railway station, offering direct services to London Liverpool Street in under 40 minutes. Families will appreciate nearby schools such as St. Mary's Primary School and several secondary education options. Recreational needs are met by Lake Meadows Park, a popular green space with a play area and sports facilities. Local shops, restaurants, cafes, and a medical centre provide convenience and a strong community feel, making this an ideal location for family living.

Billericay StationSt. Mary's Primary SchoolBillericay LibraryLake Meadows ParkLocal ShopsRestaurants+2
Billericay Train Station (1.3 miles, 5 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£640,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£640,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£640,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £2,933/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£696,966
+£56,966 projected gain
5-Year Rent Forecast
£3,483/mo
Based on 3.5% annual growth
Price per Sq Ft£441
Annual Rent Income£35,196
10-Year ROI220%
Break-Even Point19 yrs

Property Value Projection

Based on 1.7% annual growth
£696,966
5yr
£759,003
10yr
£826,562
15yr
£900,134
20yr
£980,254
25yr
Current: £640,000

Monthly Rental Income

Based on 3.5% annual growth
£3,483
5yr
£4,137
10yr
£4,914
15yr
£5,836
20yr
£6,931
25yr
Current: £2,933/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
38 mins
1h 5m
London Stansted Airport
1h 10m
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Good
Evening Moderate
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Excellent
Afternoon Good
Evening Moderate

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial and Residential+Positive Impact
Billericay Town Centre Regeneration
1.5 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£640,000
AvailableNB0000054011
View Location Analytics

The Lily

at St James’ Park, London CM23 4SX
Maltings Place at St James Park
4
Bedrooms
2
Bathrooms
1,450
Est. Sq ft
detached
Type
Available Plot Numbers
84
1 plot(s) available
Ownershipfreehold

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£640,000The Lily

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The Lily
The Lilyat St James’ Park£640,000

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