About This Property

Discover what makes this home special

The Loxley is a charming 2-bedroom terraced home located in the heart of Swadlincote, Derbyshire, offering a perfect blend of modern living and convenient access to local amenities. Priced at £220,000, this property provides an excellent opportunity for first-time buyers or small families seeking a comfortable and well-designed residence. The ground floor features a spacious living room and dining area with French doors leading to the garden, a well-equipped kitchen, and a convenient WC. Upstairs, there are two generously sized bedrooms and a family bathroom, making it ideal for everyday living.

Situated at GPS coordinates 52.7838257, -1.6737607, The Loxley benefits from proximity to essential amenities including local schools, shops, parks, and public transport links. The nearby Swadlincote train station, approximately 1.5 miles away, connects residents to larger cities such as Derby and Burton upon Trent within 30-40 minutes by rail. The area is known for its community feel and ongoing regeneration projects, enhancing its appeal and future growth potential.

Property Features

This terraced property offers a practical and comfortable layout with two bedrooms upstairs and a family bathroom. The ground floor includes a modern fitted kitchen, a spacious living and dining area with natural light from French doors, and a handy WC. Additional storage cupboards provide useful space for everyday essentials. The garden at the rear adds outdoor living space, perfect for relaxation or entertaining. Overall, The Loxley combines functionality with a welcoming atmosphere, suitable for a variety of lifestyles.

TerracedTwo BedroomsFamily BathroomGround Floor WCFitted KitchenLiving/Dining Room+2

Local Amenities

Located in Swadlincote, The Loxley benefits from a range of local amenities that support a convenient and enjoyable lifestyle. Families will appreciate the proximity to well-regarded schools such as St George's Primary School and The Pingle Academy. Shopping needs are met by nearby Morrisons supermarket and various local shops. For leisure and culture, residents can enjoy Swadlincote Leisure Centre, parks, and the unique Sharpe's Pottery Museum. The area also features a variety of pubs and restaurants, fostering a strong community spirit and vibrant local life.

St George's Primary SchoolThe Pingle AcademySwadlincote Train StationMorrisons SupermarketSwadlincote Leisure CentreSharpe's Pottery Museum+2
Swadlincote Train Station (1.5 miles, 6 mins drive) • 25 mins by car to Derby

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£220,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£220,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£220,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £990/mo rent
Area Price Growth
+4.6%
Average annual increase
5-Year Value Forecast
£274,948
+£54,948 projected gain
5-Year Rent Forecast
£1,252/mo
Based on 4.8% annual growth
Price per Sq Ft£293
Annual Rent Income£11,880
10-Year ROI216%
Break-Even Point16 yrs

Property Value Projection

Based on 4.6% annual growth
£274,948
5yr
£343,620
10yr
£429,444
15yr
£536,703
20yr
£670,752
25yr
Current: £220,000

Monthly Rental Income

Based on 4.8% annual growth
£1,252
5yr
£1,582
10yr
£2,000
15yr
£2,528
20yr
£3,196
25yr
Current: £990/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Derby
N/A (nearest station Swadlincote has limited services)
25 mins
Birmingham
N/A (requires travel to Burton-on-Trent station)
45 mins

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
38
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Mixed-use commercial and residential+Positive Impact
Swadlincote Town Centre Regeneration
1 mileEst. 2025
Transport and road upgradesModerate Impact
Local Infrastructure Improvements
Within 2 milesEst. 2024-2026
* Information based on local planning applications and may be subject to change

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£220,000
AvailableNB0000054510
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The Loxley

Burton-on-Trent, Burton-on-Trent DE14 3FW
Branston Leas
2
Bedrooms
1
Bathrooms
750
Est. Sq ft
terraced
Type
Available Plot Numbers
5030
1 plot(s) available
Ownershipfreehold

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£220,000The Loxley

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The Loxley
The LoxleyBurton-on-Trent£220,000

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