About This Property

Discover what makes this home special

Property F.5.02 at Hertford Locks, Hertford, is a stylish two-bedroom apartment located on the fifth floor of Waterlily House. Offering a generous internal area of 85.14 sq.m (916.4 sq.ft), it features a spacious open-plan living, dining, and kitchen area that opens onto a private balcony with a south-west facing aspect, ideal for enjoying afternoon and evening sunlight. The master bedroom benefits from an en-suite shower room, while a separate bathroom serves the second bedroom, providing excellent convenience for residents and guests alike. With ample storage including wardrobes and utility space, this apartment combines modern living with practical design.

Property Features

This apartment boasts a well-designed open-plan kitchen, dining, and living area that maximizes space and natural light. The private balcony extends the living space outdoors, perfect for relaxation or entertaining. Both bedrooms include built-in wardrobes, with the master bedroom featuring an en-suite bathroom for added privacy. Additional storage is provided by a utility cupboard and cupboards in the hallway, enhancing the apartment's practicality. Located on the fifth floor, residents can enjoy elevated views and a peaceful living environment within a secure building.

BalconyEn-suiteOpen-plan kitchenUtility cupboardBuilt-in wardrobesFifth floor apartment+1

Local Amenities

Hertford Locks offers excellent connectivity with Hertford East and Hertford North train stations nearby, providing regular services to London Liverpool Street and Stevenage respectively. The area is well served by reputable schools such as Hertford County High School and Simon Balle All-through School, catering to families with children. Local amenities include Waitrose supermarket for convenient shopping, Hertford Theatre for cultural activities, and beautiful green spaces like Mill Mead Park and scenic River Lea walks, making this location ideal for a balanced lifestyle.

Hertford East StationHertford North StationHertford County High SchoolSimon Balle All-through SchoolWaitrose SupermarketHertford Theatre+2
Hertford East Train Station (0.8 miles, 4 mins drive) • 38 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£420,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£175/mo
Estimated Ground Rent£14/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£420,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£175/mo
Estimated Ground Rent£14/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£420,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£175/mo
Estimated Ground Rent£14/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £2,100/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£507,076
+£87,076 projected gain
5-Year Rent Forecast
£2,494/mo
Based on 3.5% annual growth
Price per Sq Ft£459
Annual Rent Income£25,200
10-Year ROI240%
Break-Even Point18 yrs

Property Value Projection

Based on 3.8% annual growth
£507,076
5yr
£612,204
10yr
£739,128
15yr
£892,366
20yr
£1,077,373
25yr
Current: £420,000

Monthly Rental Income

Based on 3.5% annual growth
£2,494
5yr
£2,962
10yr
£3,518
15yr
£4,179
20yr
£4,963
25yr
Current: £2,100/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
38 mins
1h 5m
Stansted Airport
55 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living/Dining/Kitchen
Morning Moderate
Afternoon Excellent
Evening Good
Bedroom 1
Morning Low
Afternoon Moderate
Evening Low
Bedroom 2
Morning Low
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Hertford Town Centre Regeneration
1.0 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£420,000
AvailableNB0000049058
View Location Analytics

Property F.5.02

Hertford Locks, Hertford SG13 7BJ
Hertford Locks
2
Bedrooms
2
Bathrooms
916
Est. Sq ft
apartment
Type
Ownershipleasehold

Request Information

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

£420,000Property F.5.02

Enquire About This Property

Property F.5.02
Property F.5.02Hertford Locks£420,000

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

Property Assistant

Ask me anything