About This Property

Discover what makes this home special

This stylish two-bedroom, two-bathroom apartment at Hertford Locks offers a perfect blend of modern living and convenience. Situated on the second floor of Waterlily House, the property boasts a spacious open-plan kitchen and living area with access to a private balcony, ideal for relaxing or entertaining. The master bedroom includes an en-suite bathroom, while the second bedroom and main bathroom provide ample accommodation for families or guests. With a total internal area of approximately 779.7 sq.ft, this apartment is well-suited for professionals, couples, or small families seeking a comfortable home in Hertford.

Located within the picturesque Hertford Locks development, residents benefit from scenic views of the River Lea and easy access to Hertford’s town centre. The apartment’s north-facing aspect ensures a tranquil setting, although it limits direct sunlight to the living spaces and bedrooms. The well-designed layout maximizes natural light where possible, complemented by quality fixtures and fittings throughout. This property represents an excellent opportunity to own a contemporary home in a sought-after Hertford location with strong transport links to London and surrounding areas.

Property Features

The apartment features a private balcony accessible from the living area, perfect for outdoor seating and enjoying views. The master bedroom benefits from an en-suite bathroom and built-in wardrobe space, enhancing comfort and convenience. The open-plan kitchen and dining area is designed for modern living, with ample room for cooking and entertaining. Additional storage is provided by a utility cupboard and a separate bathroom serves the second bedroom, making the layout practical for everyday life.

BalconyEn-suite bathroomOpen-plan kitchen/diningUtility cupboardSpacious living areaSecond floor apartment+2

Local Amenities

Hertford Locks is ideally positioned close to Hertford town centre, offering a wide range of amenities including supermarkets such as Waitrose and Tesco Express for daily shopping needs. The area is well served by two main railway stations, Hertford East and Hertford North, providing direct links to London Liverpool Street and Moorgate, making it ideal for commuters. Cultural and recreational facilities like Hertford Theatre and Mill Bridge Nature Reserve add to the lifestyle appeal. Families will appreciate access to reputable schools nearby, including Richard Hale School and Simon Balle All-through School, ensuring quality education within easy reach.

Hertford East StationHertford North StationHertford TheatreMill Bridge Nature ReserveHertford CastleWaitrose+3
Hertford East Train Station (0.8 miles, 4 mins drive) • 38 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£404,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£168/mo
Estimated Ground Rent£14/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£404,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£168/mo
Estimated Ground Rent£14/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Strong commuter links to London
Modern development with quality amenities
Limited direct sunlight due to north aspect
Growing Hertford property market

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£404,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£168/mo
Estimated Ground Rent£14/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £2,020/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£487,758
+£83,758 projected gain
5-Year Rent Forecast
£2,399/mo
Based on 3.5% annual growth
Price per Sq Ft£518
Annual Rent Income£24,240
10-Year ROI240%
Break-Even Point18 yrs

Property Value Projection

Based on 3.8% annual growth
£487,758
5yr
£588,882
10yr
£710,970
15yr
£858,371
20yr
£1,036,331
25yr
Current: £404,000

Monthly Rental Income

Based on 3.5% annual growth
£2,399
5yr
£2,849
10yr
£3,384
15yr
£4,019
20yr
£4,774
25yr
Current: £2,020/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
38 mins
1h 5m
Stansted Airport
55 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-Facing Limited Sunlight
4h
Garden Sun (Summer)
No
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Low
Evening Low
Kitchen/Dining
Morning Moderate
Afternoon Low
Evening Low
Bedroom 1
Morning Low
Afternoon Low
Evening Low
Bedroom 2
Morning Low
Afternoon Low
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Hertford Town Centre Regeneration
1.0 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£404,000
AvailableNB0000049055
View Location Analytics

Property F.2.07

Hertford Locks, Hertford SG13 7BJ
Hertford Locks
2
Bedrooms
2
Bathrooms
780
Est. Sq ft
apartment
Type
Ownershipleasehold

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£404,000Property F.2.07

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Property F.2.07
Property F.2.07Hertford Locks£404,000

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