About This Property

Discover what makes this home special

This modern two-bedroom apartment at Hertford Locks, Waterlily House offers a stylish and comfortable living space with a well-designed open-plan living and dining area that opens onto a private balcony. The property features a spacious master bedroom with an en-suite bathroom, a second double bedroom, and a separate family bathroom. The kitchen is efficiently laid out with contemporary fittings and integrated appliances, making it ideal for both everyday living and entertaining.

Located in the desirable Hertford Locks development, this apartment benefits from proximity to the River Lea and scenic surroundings, providing a tranquil setting while still being close to Hertford town centre. The property is perfect for professionals, couples, or small families seeking a blend of modern living with convenient access to local amenities and transport links.

Property Features

The apartment boasts a private balcony accessible from the living/dining area, offering outdoor space to relax or entertain. The master bedroom includes a convenient en-suite bathroom, while both bedrooms feature built-in wardrobes for ample storage. The open-plan living and dining area is spacious and bright, complemented by a well-equipped kitchen with integrated appliances. Additional utility storage enhances functionality, making this apartment both practical and stylish.

BalconyEn-suite bathroomOpen-plan living/diningIntegrated kitchen appliancesUtility cupboardWardrobes+1

Local Amenities

Hertford Locks enjoys excellent connectivity with Hertford East and Hertford North train stations nearby, providing direct routes to London and surrounding areas. Residents have access to a range of amenities including supermarkets like Waitrose and Tesco Express, local schools such as Richard Hale School and Simon Balle All-through School, and leisure facilities including Hertford Theatre and the beautiful Hertford Castle Grounds. This combination of amenities makes the location highly convenient for families, commuters, and those seeking cultural and recreational activities.

Hertford East StationHertford North StationHertford TheatreHertford Castle GroundsWaitrose SupermarketTesco Express+3
Hertford East Train Station (0.8 miles, 4 mins drive) • 38 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£404,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£168/mo
Estimated Ground Rent£14/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£404,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£168/mo
Estimated Ground Rent£14/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£404,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£168/mo
Estimated Ground Rent£14/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £2,020/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£487,758
+£83,758 projected gain
5-Year Rent Forecast
£2,399/mo
Based on 3.5% annual growth
Price per Sq Ft£553
Annual Rent Income£24,240
10-Year ROI240%
Break-Even Point18 yrs

Property Value Projection

Based on 3.8% annual growth
£487,758
5yr
£588,882
10yr
£710,970
15yr
£858,371
20yr
£1,036,331
25yr
Current: £404,000

Monthly Rental Income

Based on 3.5% annual growth
£2,399
5yr
£2,849
10yr
£3,384
15yr
£4,019
20yr
£4,774
25yr
Current: £2,020/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
38 mins
1h 5m
Stansted Airport
55 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-West-Facing Moderate
6h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living/Dining
Morning Moderate
Afternoon Good
Evening Good
Kitchen
Morning Low
Afternoon Moderate
Evening Low
Bedroom 1
Morning Moderate
Afternoon Good
Evening Good
Bedroom 2
Morning Moderate
Afternoon Good
Evening Good

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Hertford Town Centre Regeneration
1.0 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£404,000
AvailableNB0000049054
View Location Analytics

Property F.2.04

Hertford Locks, Hertford SG13 7BJ
Hertford Locks
2
Bedrooms
2
Bathrooms
730
Est. Sq ft
apartment
Type
Ownershipleasehold

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£404,000Property F.2.04

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Property F.2.04
Property F.2.04Hertford Locks£404,000

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