About This Property

Discover what makes this home special

This stylish one-bedroom apartment at Hertford Locks offers a modern living space designed for comfort and convenience. Located on the first floor of Waterlily House, the property boasts an open-plan kitchen and dining area seamlessly connected to a bright living room with access to a private balcony. The well-proportioned bedroom includes a built-in wardrobe, while the bathroom features contemporary fittings. With a total internal area of approximately 504 sq.ft, this apartment is ideal for first-time buyers or professionals seeking a peaceful yet connected lifestyle in Hertford.

Situated in the heart of Hertford Locks, the property benefits from picturesque views of the River Lea and close proximity to Hertford town centre. Residents can enjoy easy access to local amenities, green spaces, and excellent transport links to London and beyond. The development’s modern design and quality finishes make it a compelling choice for both owner-occupiers and investors.

Property Features

The apartment features a spacious open-plan kitchen and dining area equipped with contemporary appliances and ample storage. The living room opens onto a private balcony, perfect for outdoor relaxation. The bedroom includes a built-in wardrobe for efficient storage, while the bathroom is fitted with modern sanitary ware. Additional benefits include a utility cupboard and well-planned internal space maximizing comfort and functionality.

BalconyOpen-plan Kitchen/DiningBuilt-in WardrobeModern BathroomUtility CupboardFirst Floor Apartment+1

Local Amenities

Hertford Locks is conveniently located near Hertford East Station, providing direct rail services to London Liverpool Street. Hertford town centre offers a variety of shops, restaurants, and cultural venues such as Hertford Theatre. Families benefit from nearby schools including Mill Mead Primary and Simon Balle School. Outdoor enthusiasts can enjoy the expansive green spaces of Hartham Common and scenic River Lea walks, all within easy reach of the development.

Hertford East StationHertford Town CentreTesco SuperstoreHertford TheatreMill Mead Primary SchoolSimon Balle School+2
Hertford East Train Station (1.0 miles, 5 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£304,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£127/mo
Estimated Ground Rent£10/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£304,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£127/mo
Estimated Ground Rent£10/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London
Growing local amenities
Limited international airport proximity

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£304,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£127/mo
Estimated Ground Rent£10/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,520/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£367,026
+£63,026 projected gain
5-Year Rent Forecast
£1,805/mo
Based on 3.5% annual growth
Price per Sq Ft£603
Annual Rent Income£18,240
10-Year ROI240%
Break-Even Point18 yrs

Property Value Projection

Based on 3.8% annual growth
£367,026
5yr
£443,119
10yr
£534,988
15yr
£645,903
20yr
£779,813
25yr
Current: £304,000

Monthly Rental Income

Based on 3.5% annual growth
£1,805
5yr
£2,144
10yr
£2,547
15yr
£3,024
20yr
£3,592
25yr
Current: £1,520/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
40 mins
1h 10m
Stansted Airport
50 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
West-Facing Afternoon Sun
6h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Low
Afternoon Good
Evening Excellent
Kitchen/Dining
Morning Moderate
Afternoon Good
Evening Moderate
Bedroom 1
Morning Low
Afternoon Good
Evening Good

Location Scores

68
Walk Score
Somewhat Walkable
62
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Hertford Town Centre Regeneration
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£304,000
AvailableNB0000049048
View Location Analytics

Property F.1.03

Hertford Locks, Hertford SG13 7BJ
Hertford Locks
1
Bedrooms
1
Bathrooms
504
Est. Sq ft
apartment
Type
Ownershipleasehold

Request Information

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

£304,000Property F.1.03

Enquire About This Property

Property F.1.03
Property F.1.03Hertford Locks£304,000

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

Property Assistant

Ask me anything