About This Property

Discover what makes this home special

This stylish one-bedroom apartment at Hertford Locks, Waterlily House offers a perfect blend of modern living and convenience. Situated on the third floor, the property features an open-plan kitchen and living/dining area that opens onto a private balcony, ideal for relaxing or entertaining. The spacious bedroom includes a built-in wardrobe, and the bathroom is well-appointed with contemporary fixtures. The apartment benefits from a utility cupboard and ample storage, making it a practical choice for singles or couples.

Located in the charming market town of Hertford, this property offers easy access to local amenities and excellent transport links, including Hertford East station with direct trains to London Liverpool Street. The area enjoys a peaceful riverside setting with the River Lea nearby, providing scenic walks and outdoor activities. With a total internal area of approximately 507 sq.ft, this apartment combines comfort and style in a sought-after location.

Property Features

The apartment’s open-plan design maximizes space and natural light, complemented by a private balcony overlooking the riverside. The inclusion of a utility cupboard and built-in wardrobe enhances storage options. Modern fixtures throughout ensure a contemporary living experience, while the third-floor position offers privacy and pleasant views.

BalconyOpen-plan KitchenUtility CupboardBuilt-in WardrobeModern BathroomThird Floor+1

Local Amenities

Hertford Locks is ideally positioned close to Hertford town centre, providing a wide range of amenities including supermarkets, schools such as Mill Mead Primary and Richard Hale School, and leisure facilities like Hertford Theatre and Hertford Castle Gardens. The nearby River Lea offers excellent outdoor recreational opportunities. Transport links are strong with Hertford East station within walking distance, facilitating easy commutes to London and surrounding areas.

Hertford East StationHertford TheatreHertford Castle GardensWaitroseTesco ExpressMill Mead Primary School+3
Hertford East Train Station (1.0 mile, 5 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£302,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£126/mo
Estimated Ground Rent£10/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£302,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£126/mo
Estimated Ground Rent£10/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£302,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£126/mo
Estimated Ground Rent£10/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,510/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£364,611
+£62,611 projected gain
5-Year Rent Forecast
£1,793/mo
Based on 3.5% annual growth
Price per Sq Ft£596
Annual Rent Income£18,120
10-Year ROI240%
Break-Even Point18 yrs

Property Value Projection

Based on 3.8% annual growth
£364,611
5yr
£440,204
10yr
£531,468
15yr
£641,653
20yr
£774,683
25yr
Current: £302,000

Monthly Rental Income

Based on 3.5% annual growth
£1,793
5yr
£2,130
10yr
£2,530
15yr
£3,005
20yr
£3,568
25yr
Current: £1,510/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
40 mins
1h 10m
Luton Airport
1h 20m
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living/Dining
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Moderate
Afternoon Good
Evening Low
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low

Location Scores

70
Walk Score
Very Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Hertford Town Centre Regeneration
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£302,000
AvailableNB0000049046
View Location Analytics

Property E.3.01

Hertford Locks, Hertford SG13 7BJ
Hertford Locks
1
Bedrooms
1
Bathrooms
507
Est. Sq ft
apartment
Type
Ownershipleasehold

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£302,000Property E.3.01

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Property E.3.01
Property E.3.01Hertford Locks£302,000

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