About This Property

Discover what makes this home special

Property E.2.05 is a modern two-bedroom, two-bathroom apartment located in the desirable Hertford Locks development in Hertford. Situated on the second floor of Waterlily House, this apartment offers a well-designed open-plan kitchen and living area that opens onto a balcony, perfect for enjoying morning sunlight. The master bedroom benefits from an ensuite bathroom and built-in wardrobe, while the second bedroom is spacious and ideal for guests or home office use. With a total internal area of approximately 682 sq.ft, this property combines comfort with practical living space in a vibrant riverside community.

Hertford Locks is a sought-after location combining scenic river views with excellent transport links and local amenities. This apartment is ideal for professionals, small families, or investors seeking a property with strong rental potential. The proximity to Hertford East station and local schools enhances its appeal, while the balcony provides a private outdoor space to relax. Overall, this property offers a balanced lifestyle in a thriving Hertford neighbourhood.

Property Features

This apartment features a bright open-plan kitchen and living area that maximizes natural light, complemented by a private balcony facing east. The master bedroom includes an ensuite bathroom and built-in wardrobe, providing both convenience and storage. Additional features include a utility cupboard and a well-sized second bedroom, making the property versatile for various living arrangements. Being on the second floor, it offers privacy and a peaceful environment within the modern Hertford Locks development.

BalconyEnsuite BathroomOpen-plan Kitchen/DiningBuilt-in WardrobesUtility CupboardSecond Floor Apartment+1

Local Amenities

Hertford Locks is well-served by local amenities including two mainline train stations offering direct routes to London Liverpool Street and Stevenage, making commuting straightforward. The area benefits from reputable schools such as Hertford County High School and Simon Balle All-through School, ideal for families. Shopping needs are met by nearby Waitrose and other local stores, while leisure options include Hertford Theatre and scenic outdoor spaces like Mill Meadow Park and the River Lea walks, providing a balanced urban and natural lifestyle.

Hertford East StationHertford North StationHertford County High SchoolSimon Balle All-through SchoolWaitrose SupermarketHertford Theatre+2
Hertford East Train Station (0.8 miles, 4 mins drive) • 38 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£383,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£160/mo
Estimated Ground Rent£13/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£383,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£160/mo
Estimated Ground Rent£13/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London
Strong local rental demand
Limited outdoor garden space
East-facing balcony limits afternoon sun

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£383,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£160/mo
Estimated Ground Rent£13/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,915/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£462,405
+£79,405 projected gain
5-Year Rent Forecast
£2,274/mo
Based on 3.5% annual growth
Price per Sq Ft£562
Annual Rent Income£22,980
10-Year ROI240%
Break-Even Point18 yrs

Property Value Projection

Based on 3.8% annual growth
£462,405
5yr
£558,272
10yr
£674,014
15yr
£813,753
20yr
£982,462
25yr
Current: £383,000

Monthly Rental Income

Based on 3.5% annual growth
£2,274
5yr
£2,701
10yr
£3,208
15yr
£3,810
20yr
£4,526
25yr
Current: £1,915/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
38 mins
1h 5m
Stansted Airport
55 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
East-Facing Morning Sun
4h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Excellent
Afternoon Moderate
Evening Low
Bedroom 1
Morning Good
Afternoon Low
Evening Low
Bedroom 2
Morning Good
Afternoon Low
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Hertford Town Centre Regeneration
1.0 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£383,000
AvailableNB0000049051
View Location Analytics

Property E.2.05

Hertford Locks, Hertford SG13 7BJ
Hertford Locks
2
Bedrooms
2
Bathrooms
682
Est. Sq ft
apartment
Type
Ownershipleasehold

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£383,000Property E.2.05

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Property E.2.05
Property E.2.05Hertford Locks£383,000

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