About This Property

Discover what makes this home special

The Pearson is a spacious four-bedroom family home located in the scenic town of Cockermouth, Cumbria. Nestled within a quiet residential area, this property offers a perfect blend of modern living and countryside charm. The well-designed floorplan includes a large lounge, open-plan kitchen and dining area, utility room, and a garage, making it ideal for comfortable family life. Upstairs, the property features four good-sized bedrooms, including a master bedroom with an en-suite, and a family bathroom, providing ample space for all members of the household.

Situated in the CA14 1DT postcode area, this home benefits from proximity to local amenities including schools, shops, and parks, while still enjoying the tranquility of a semi-rural environment. Transport connections are reasonable, with the nearest train station in Workington and good road links to Carlisle and other parts of Cumbria. The area is poised for growth with ongoing regeneration projects aimed at boosting local infrastructure and economy, making The Pearson a promising investment for families and buyers looking for long-term value.

Property Features

This property boasts a versatile and practical layout with a spacious lounge perfect for family gatherings, and an open-plan kitchen and dining area that enhances social living. The inclusion of a utility room adds convenience, while the garage provides secure parking and storage. Upstairs, the master bedroom benefits from an en-suite bathroom, and there is a well-appointed family bathroom serving the other three bedrooms. The cloakroom WC on the ground floor adds to the functionality of the home.

GarageUtility RoomEn-suite BathroomOpen-plan Kitchen and DiningCloakroom WCSpacious Lounge+2

Local Amenities

The Pearson is located close to essential amenities that cater well to family needs. Local schools such as Cockermouth Primary and Secondary provide good education options within a short drive. Shopping needs are met by a Tesco Superstore and various independent shops in the town centre. Fitz Park offers green space for recreation and leisure, while the Cockermouth Leisure Centre provides fitness facilities. A range of pubs and restaurants add to the community feel, and healthcare needs are served by the nearby medical centre.

Cockermouth Primary SchoolCockermouth Secondary SchoolTesco SuperstoreCockermouth Leisure CentreFitz ParkLocal Pubs and Restaurants+1
Workington Train Station (3.5 miles, 10 mins drive) • 40 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£309,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£309,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£309,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.5%
Based on £2,195/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£331,608
+£21,658 projected gain
5-Year Rent Forecast
£2,828/mo
Based on 5.2% annual growth
Price per Sq Ft£214
Annual Rent Income£26,340
10-Year ROI340%
Break-Even Point8 yrs

Property Value Projection

Based on 1.4% annual growth
£331,608
5yr
£354,779
10yr
£379,569
15yr
£406,091
20yr
£434,467
25yr
Current: £309,950

Monthly Rental Income

Based on 5.2% annual growth
£2,828
5yr
£3,644
10yr
£4,695
15yr
£6,050
20yr
£7,795
25yr
Current: £2,195/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
40 mins
40 mins
Newcastle
1h 45m
1h 30m

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
45
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Mixed-use Development+Positive Impact
West Cumbria Regeneration Project
2 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£309,950
AvailableNB0000055006
View Location Analytics

The Pearson

Seaton, Workington, Workington CA14 1DT
Foxbridge Rise
4
Bedrooms
3
Bathrooms
1,450
Est. Sq ft
house
Type

Developer

Story Homes
Available Plot Numbers
25
1 plot(s) available
Ownershipfreehold

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£309,950The Pearson

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The Pearson
The PearsonSeaton, Workington£309,950

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