About This Property

Discover what makes this home special

The Harper is a charming three-bedroom house located in the picturesque village of Silloth, Cumbria, offering a perfect blend of countryside tranquility and coastal living. Priced at £189,950, this home is ideal for families or professionals seeking a peaceful retreat with convenient access to local amenities. The property boasts a spacious lounge, a modern kitchen with dining area, and a cloakroom on the ground floor, while the first floor features three well-sized bedrooms including a master with en-suite, and a family bathroom. Its layout maximizes natural light and functionality, making it a comfortable and inviting home.

Situated near the Solway Coast Area of Outstanding Natural Beauty, residents can enjoy stunning landscapes, coastal walks, and outdoor activities. The village itself has a welcoming community atmosphere with essential services and recreational facilities close by. The Harper offers excellent value for money in a location that balances rural charm with accessibility to larger towns and transport links.

Property Features

This property features three comfortable bedrooms, including a master with an en-suite shower room, providing privacy and convenience. The family bathroom serves the remaining bedrooms effectively. The ground floor offers a generous lounge space, ideal for relaxation, alongside a modern kitchen and dining area that benefits from natural light through large windows. Additional conveniences include a downstairs WC and storage cupboard, enhancing the home's practicality. The garden and off-street parking add to the property's appeal, offering outdoor space and ease of access.

Three BedroomsEn-suite BathroomFamily BathroomModern KitchenDining AreaLounge+5

Local Amenities

The Harper is located in Silloth, a small coastal town with essential amenities including primary and secondary schools such as Silloth Primary School and Solway Community School. While the local railway station in Silloth is no longer operational, Aspatria station is approximately 8 miles away, providing rail links to Carlisle and beyond. The town offers a range of shops, pubs, and restaurants, as well as recreational facilities like the Silloth Golf Club and the scenic Silloth Promenade. The proximity to the Solway Coast Area of Outstanding Natural Beauty ensures ample opportunities for outdoor activities and nature enjoyment.

Silloth Primary SchoolSolway Community SchoolSilloth Railway Station (closednearest at Aspatria)Aspatria Railway StationSilloth Shops+4
Dalston Railway Station Train Station (2.8 miles, 8 mins drive) • 12 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£189,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£189,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£189,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.5%
Based on £1,345/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£203,223
+£13,273 projected gain
5-Year Rent Forecast
£1,733/mo
Based on 5.2% annual growth
Price per Sq Ft£200
Annual Rent Income£16,140
10-Year ROI340%
Break-Even Point8 yrs

Property Value Projection

Based on 1.4% annual growth
£203,223
5yr
£217,423
10yr
£232,615
15yr
£248,869
20yr
£266,259
25yr
Current: £189,950

Monthly Rental Income

Based on 5.2% annual growth
£1,733
5yr
£2,233
10yr
£2,877
15yr
£3,707
20yr
£4,777
25yr
Current: £1,345/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
N/A
12 mins
Newcastle
1h 15m
1h 20m

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential and InfrastructureModerate Positive Impact
Allerdale Local Plan Development
Within 3 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£189,950
AvailableNB0000055065
View Location Analytics

The Harper

Whitehaven, Whitehaven CA28 9DN
Edgehill Park
3
Bedrooms
2
Bathrooms
950
Est. Sq ft
house
Type

Developer

Story Homes
Available Plot Numbers
277
1 plot(s) available
Ownershipfreehold

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£189,950The Harper

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The Harper
The HarperWhitehaven£189,950

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