About This Property

Discover what makes this home special

The Pearson is a beautifully designed four-bedroom detached house located in the picturesque village of Silloth, Cumbria, within the CA28 9DN postcode area. This spacious family home offers a modern open-plan kitchen and dining area with large windows that flood the space with natural light, a comfortable lounge, and a utility room for added convenience. Upstairs, the property features a master bedroom with an en-suite bathroom, three additional bedrooms, and a family bathroom, making it ideal for families or those needing extra space. The integrated garage and downstairs WC add practical touches to this well-thought-out home.

Situated in a tranquil coastal town, The Pearson benefits from stunning countryside and sea views while maintaining excellent access to local amenities and transport links. The property is well-suited for those seeking a peaceful lifestyle with easy connections to larger urban centres like Carlisle and Workington. With a price of £294,950, this home represents a compelling opportunity for buyers looking for a blend of rural charm and modern living.

Property Features

This property boasts four well-proportioned bedrooms, including a master with a private en-suite, providing comfort and privacy. The open-plan kitchen and dining area is designed for modern family living and entertaining, complemented by a utility room for practical household management. The spacious lounge offers a cozy retreat, while the integrated garage provides secure parking and storage. Additional features include a downstairs WC and ample storage with a cupboard under the stairs, enhancing the functionality of the home.

4 Bedrooms3 BathroomsOpen-plan Kitchen and DiningUtility RoomLoungeIntegrated Garage+3

Local Amenities

Located in the charming town of Silloth, the property enjoys proximity to essential amenities such as Silloth Primary School and Holm Cultram Abbey CE Primary School, both reputable institutions for families. Healthcare needs are met by Silloth Community Hospital nearby. For leisure, the Silloth Golf Club and the scenic Silloth Beach offer excellent recreational options. Shopping needs are well catered for with a Tesco Superstore within easy reach. Transport links include the Silloth Train Station, providing connectivity to Carlisle, the nearest city approximately 20 miles away, accessible by car in around 35 minutes or by train with a transfer. This blend of amenities makes the location both convenient and appealing.

Silloth Primary SchoolHolm Cultram Abbey CE Primary SchoolSilloth Community HospitalSilloth Golf ClubSilloth BeachTesco Superstore+2
Dalston Railway Station Train Station (2.8 miles, 8 mins drive) • 12 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£294,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£294,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£294,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.5%
Based on £2,089/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£315,560
+£20,610 projected gain
5-Year Rent Forecast
£2,692/mo
Based on 5.2% annual growth
Price per Sq Ft£203
Annual Rent Income£25,068
10-Year ROI340%
Break-Even Point8 yrs

Property Value Projection

Based on 1.4% annual growth
£315,560
5yr
£337,609
10yr
£361,200
15yr
£386,439
20yr
£413,441
25yr
Current: £294,950

Monthly Rental Income

Based on 5.2% annual growth
£2,692
5yr
£3,468
10yr
£4,469
15yr
£5,758
20yr
£7,419
25yr
Current: £2,089/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
N/A
12 mins
Newcastle
1h 15m
1h 20m

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential and InfrastructureModerate Positive Impact
Allerdale Local Plan Development
Within 3 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£294,950
AvailableNB0000055064
View Location Analytics

The Pearson

Whitehaven, Whitehaven CA28 9DN
Edgehill Park
4
Bedrooms
3
Bathrooms
1,450
Est. Sq ft
house
Type

Developer

Story Homes
Available Plot Numbers
275
1 plot(s) available
Ownershipfreehold

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£294,950The Pearson

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The Pearson
The PearsonWhitehaven£294,950

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