About This Property

Discover what makes this home special

Property 226 at Cardigan Wharf, located within the prestigious Glasswater Locks development in Birmingham, offers a spacious and modern two-bedroom apartment on the eighth floor. Boasting a generous 1,154 sq.ft of living space, this property features an open-plan kitchen, living, and dining area designed for contemporary urban living. Both bedrooms are well-sized, with the master bedroom including a private ensuite, complemented by a second ensuite for the second bedroom and a separate WC, providing ample convenience for residents and guests alike. The apartment benefits from large windows that flood the space with natural light, enhancing its bright and airy feel.

Situated in a vibrant and well-connected area, this apartment offers excellent access to Birmingham’s city centre and the surrounding amenities. The location is ideal for professionals and families seeking a stylish home with easy access to transport links, local schools, and leisure facilities. The development itself is known for its quality finishes and thoughtful design, making it an attractive choice for both owner-occupiers and investors.

Property Features

This apartment stands out with its two well-appointed bedrooms, each with ensuite bathrooms, ensuring privacy and convenience. The open-plan kitchen, living, and dining area is designed to maximize space and natural light, creating a welcoming environment for relaxation and entertaining. Additional features include a utility cupboard and built-in wardrobes, enhancing storage options. The high-floor position ensures excellent views and reduced noise, while the modern kitchen is fully equipped for contemporary living.

Two BedroomsThree BathroomsEnsuite BathroomsOpen Plan LivingLarge WindowsUtility Cupboard+4

Local Amenities

Located close to Birmingham New Street and Jewellery Quarter stations, the property offers excellent transport connectivity across the city and beyond. Families will appreciate nearby reputable schools such as St. George's Primary School and St. Paul's School for Girls, both highly rated. The vibrant city centre is within easy reach, providing a wealth of shopping, dining, and cultural experiences. Additionally, the scenic canal walks and local parks offer residents opportunities for outdoor leisure and relaxation, enhancing the quality of life in this urban setting.

Birmingham New Street StationJewellery Quarter StationSt. George's Primary SchoolSt. Paul's School for GirlsBirmingham City CentreCanal Walks+3
Bordesley Station Train Station (0.6 miles, 3 mins drive) • 5 mins to Birmingham City Centre

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£540,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£225/mo
Estimated Ground Rent£18/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£540,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£225/mo
Estimated Ground Rent£18/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Attractive Investment
75/100
ChallengingModerateGoodExcellent
Strong transport links to city centre and beyond
High demand for modern apartments in Birmingham
Good rental yield potential
Limited outdoor garden space may be a drawback for some

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£540,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£225/mo
Estimated Ground Rent£18/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
4.7%
Based on £2,115/mo rent
Area Price Growth
+2.3%
Average annual increase
5-Year Value Forecast
£604,432
+£64,432 projected gain
5-Year Rent Forecast
£2,636/mo
Based on 4.5% annual growth
Price per Sq Ft£468
Annual Rent Income£25,380
10-Year ROI188%
Break-Even Point23 yrs

Property Value Projection

Based on 2.3% annual growth
£604,432
5yr
£676,552
10yr
£757,277
15yr
£847,634
20yr
£948,772
25yr
Current: £540,000

Monthly Rental Income

Based on 4.5% annual growth
£2,636
5yr
£3,285
10yr
£4,093
15yr
£5,101
20yr
£6,356
25yr
Current: £2,115/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Birmingham New Street
7 mins
10 mins
Birmingham Airport
15 mins
20 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-East-Facing Moderate
5h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Kitchen / Living / Dining
Morning Excellent
Afternoon Moderate
Evening Low
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Good
Afternoon Moderate
Evening Low

Location Scores

85
Walk Score
Very Walkable
78
Transit Score
Excellent Transit
72
Bike Score
Very Bikeable
View Location Details

Future Developments Nearby

Recreational+Positive Impact
Eastside City Park Expansion
0.3 milesEst. 2025
Mixed-use+Positive Impact
Curzon Street Regeneration
1.0 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£540,000
AvailableNB0000049020
View Location Analytics

Property 226, Cardigan Wharf

Glasswater Locks, Birmingham B4 7RQ
Glasswater Locks
2
Bedrooms
3
Bathrooms
1,154
Est. Sq ft
apartment
Type
Ownershipleasehold

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£540,000Property 226, Cardigan Wharf

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Property 226, Cardigan Wharf
Property 226, Cardigan WharfGlasswater Locks£540,000

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