Expert guides, market updates, and everything you need to know about buying a new-build home in the UK
Costs & BudgetingA clear explainer for new build flat owners on EWS1 certificates, cladding remediation risk, who pays under the Building Safety Act, how it affects mortgages and resale, and practical steps to check your building's status.
Costs & BudgetingA clear breakdown of what repaying a Help to Buy equity loan really costs, covering interest-free years, the interest rate rise, RPI-linked charges, and how the repayment amount is calculated when you sell, remortgage, or staircase.
Costs & BudgetingGet a complete breakdown of new build conveyancing fees in the UK, from legal fees and disbursements to searches, Land Registry costs, and developer-side charges. Learn how to compare quotes, when to instruct your solicitor, and how to budget accurately.
Costs & BudgetingUnderstand the full costs of shared ownership on a new build home, including combined rent and mortgage payments, service charges, staircasing costs, deposit requirements, and how total monthly outgoings compare to buying outright or renting privately.
Costs & BudgetingCompare the real energy costs between new build homes and older properties in the UK. From EPC ratings and insulation standards to heat pump efficiency and solar PV savings, discover exactly how much you could save on annual bills with a new build home.
Costs & BudgetingUnderstand exactly what your new build warranty covers, from NHBC Buildmark protection in years 1-2 to structural cover in years 3-10. Learn about additional warranty options, the claiming process, and typical repair costs you would face without warranty protection.
Costs & BudgetingBuying your new build home is just the beginning of your financial journey. Discover how to rebuild savings, plan for remortgaging, protect your family with insurance, and build long-term wealth after completing your purchase.
Costs & BudgetingGo beyond the mortgage payment to calculate every hidden monthly cost of owning a new build home — with a step-by-step methodology, comparison with renting, and a built-in affordability buffer formula.
Costs & BudgetingLearn what estate charges and management fees really cost on new build developments, how they differ from service charges, your rights as a homeowner, and how to challenge unfair charges.
Costs & BudgetingPlan your first year in a new build home with this comprehensive budget guide covering mortgage payments, council tax, utilities, insurance, service charges, broadband, and every other running cost you need to account for.
Costs & BudgetingFrom stamp duty relief for first-time buyers and zero-rated VAT on new builds to capital gains exemptions and energy efficiency incentives — discover every tax advantage of buying a new build home in the UK.
Costs & BudgetingDiscover the smartest ways to fund home improvements on your new build — from personal loans and further advances to 0% credit cards and government grants, with typical UK costs and expert tips.