About This Property

Discover what makes this home special

The Spey is a charming two-bedroom apartment located off Yosemite Park in the desirable Hallhill North area of Dunbar. Offering a well-laid-out living space, this property is perfect for first-time buyers or investors seeking a manageable home with good connectivity to Edinburgh and local amenities. The living room benefits from ample natural light thanks to its south-east facing aspect, while the kitchen is conveniently separated, providing a functional and comfortable living environment.

Situated in a peaceful residential neighbourhood, The Spey offers easy access to local parks, schools, and transport links. Dunbar town centre is a short drive away, providing shopping, dining, and leisure options. The property is ideal for those looking to enjoy a coastal lifestyle with the benefits of a small town and strong commuter links to Scotland’s capital city.

Property Features

This apartment boasts two well-proportioned bedrooms and a single bathroom, making it suitable for small families or couples. The separate kitchen allows for dedicated cooking space, while the living room’s large windows ensure plenty of daylight. The south-east facing garden area offers a pleasant outdoor space with good morning and early afternoon sun exposure. Additional storage cupboards within the flat add practical value, and nearby off-street parking enhances convenience for residents.

Two BedroomsOne BathroomSeparate KitchenSouth-East Facing GardenAmple StorageClose to Parks+1

Local Amenities

The property benefits from proximity to reputable schools such as Dunbar Primary and Dunbar Grammar School, making it attractive to families. Dunbar Railway Station provides direct train services to Edinburgh and beyond, supporting commuter lifestyles. Local amenities include a Tesco Superstore for everyday shopping and the Dunbar Leisure Pool for fitness and recreation. Nature lovers will appreciate the nearby John Muir Country Park, offering extensive walking trails and coastal views. Essential services like a GP surgery and post office are also within easy reach, ensuring residents have access to all necessary facilities.

Dunbar Primary SchoolDunbar Grammar SchoolDunbar Railway StationTesco SuperstoreDunbar Leisure PoolJohn Muir Country Park+2
Dunbar Railway Station Train Station (1.8 miles, 6 mins drive) • 30 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£165,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£69/mo
Estimated Ground Rent£6/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£165,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£69/mo
Estimated Ground Rent£6/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable rental market
Limited direct international transport links
Affordable entry price

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£165,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£69/mo
Estimated Ground Rent£6/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £756/mo rent
Area Price Growth
+2.9%
Average annual increase
5-Year Value Forecast
£189,984
+£24,984 projected gain
5-Year Rent Forecast
£868/mo
Based on 2.8% annual growth
Price per Sq Ft£254
Annual Rent Income£9,072
10-Year ROI220%
Break-Even Point24 yrs

Property Value Projection

Based on 2.9% annual growth
£189,984
5yr
£218,751
10yr
£251,873
15yr
£290,011
20yr
£333,923
25yr
Current: £165,000

Monthly Rental Income

Based on 2.8% annual growth
£868
5yr
£996
10yr
£1,144
15yr
£1,313
20yr
£1,508
25yr
Current: £756/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
30 mins
40 mins
Edinburgh Airport
45 mins (train + tram)
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Good
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Excellent
Afternoon Low
Evening Low
Second Bedroom
Morning Moderate
Afternoon Low
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

ResidentialModerate Positive Impact
Hallhill North Expansion
AdjacentEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£165,000
AvailableNB0000045167
View Location Analytics

The Spey

off Yosemite Park, Hallhill North, Dunbar EH42 1FL
Belhaven Way
2
Bedrooms
1
Bathrooms
650
Est. Sq ft
apartment
Type

Developer

Taylor Wimpey
Available Plot Numbers
221
1 plot(s) available
Ownershipleasehold

Request Information

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

£165,000The Spey

Enquire About This Property

The Spey
The Speyoff Yosemite Park, Hallhill North£165,000

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

Property Assistant

Ask me anything