About This Property

Discover what makes this home special

The Smith at Plot 103 is a charming two-bedroom house located in the vibrant and well-connected area of Ipswich, postcode IP4 3AB. Priced competitively at £324,995, this property offers an excellent opportunity for first-time buyers, small families, or investors seeking a home with strong growth potential. The house benefits from a south-west facing rear garden, ensuring enjoyable sunlight for much of the day, perfect for outdoor living and gardening enthusiasts. The single bathroom is thoughtfully designed, complementing the living spaces with practical functionality.

Situated within a new development, The Smith combines modern architectural style with the convenience of local amenities and transport links. Ipswich town centre is easily accessible, providing a wealth of shopping, dining, and cultural experiences. The property’s location also offers access to reputable schools and green spaces, making it ideal for families. Overall, this home balances comfort, style, and location, promising a high quality of life and sound investment prospects.

Property Features

The Smith boasts a well-proportioned south-west facing garden that captures ample sunlight throughout the day, enhancing outdoor activities and natural light indoors. The modern kitchen is designed with efficiency in mind, featuring contemporary fittings and ample storage. The property includes allocated parking, a valuable asset in this area, and benefits from energy-efficient construction standards, helping to reduce running costs. Its layout maximizes usable space, making it practical for everyday living while maintaining a stylish aesthetic.

South-West facing gardenSingle bathroomModern kitchenAllocated parkingEnergy efficient designClose to green spaces

Local Amenities

The Smith is ideally positioned close to Ipswich Train Station, offering direct rail services to London and other major cities, enhancing connectivity for commuters. Education facilities nearby include St. Mary Stoke Primary School and Northgate High School, both well-regarded in the community. For shopping and daily needs, Tesco Superstore and Ipswich town centre provide a wide range of options. Outdoor enthusiasts will appreciate the proximity to Christchurch Park and Ipswich Waterfront, offering recreational and leisure opportunities. Ipswich Hospital is also within easy reach, ensuring access to quality healthcare services.

Ipswich Train StationSt. Mary Stoke Primary SchoolNorthgate High SchoolTesco SuperstoreChristchurch ParkIpswich Waterfront+1
Ipswich Railway Station Train Station (2.1 miles, 8 mins drive) • 1h 10m to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£324,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£324,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£324,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.7%
Based on £1,815/mo rent
Area Price Growth
+0.5%
Average annual increase
5-Year Value Forecast
£332,539
+£7,544 projected gain
5-Year Rent Forecast
£2,187/mo
Based on 3.8% annual growth
Price per Sq Ft£342
Annual Rent Income£21,780
10-Year ROI268%
Break-Even Point13 yrs

Property Value Projection

Based on 0.5% annual growth
£332,539
5yr
£340,258
10yr
£348,156
15yr
£356,238
20yr
£364,507
25yr
Current: £324,995

Monthly Rental Income

Based on 3.8% annual growth
£2,187
5yr
£2,635
10yr
£3,176
15yr
£3,827
20yr
£4,611
25yr
Current: £1,815/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
1h 10m
1h 40m
Norwich
50 mins
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Bedroom
Morning Excellent
Afternoon Good
Evening Moderate

Location Scores

68
Walk Score
Somewhat Walkable
62
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Development+Positive Impact
Ipswich Waterfront Regeneration
1.5 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£324,995
AvailableNB0000042214
View Location Analytics

The Smith

Ipswich, Ipswich IP4 3AB
Westerfield Grove
0
Bedrooms
1
Bathrooms
950
Est. Sq ft
house
Type

Developer

Bellway
Available Plot Numbers
103
1 plot(s) available
Ownershipfreehold

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£324,995The Smith

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The SmithIpswich£324,995

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