About This Property

Discover what makes this home special

The Harper is a charming 3-bedroom semi-detached home located in the desirable St Albans area, offering a perfect blend of modern living and community spirit. Priced at £405,000, this property boasts two bathrooms, including a master en-suite, and a spacious kitchen/dining area that opens onto the rear garden. The living room provides a comfortable space for relaxation, while ample storage throughout the home enhances practicality. Its location in MK18 1GY benefits from proximity to excellent transport links and local amenities, making it ideal for families and commuters alike.

Set within a well-planned development, The Harper enjoys a south-east facing garden that receives good sunlight during the morning and early afternoon, perfect for outdoor entertaining or quiet relaxation. The property is surrounded by green spaces and recreational facilities, contributing to a high quality of life. With St Albans City station just a short drive away, residents have easy access to London and other key destinations, making it a highly sought-after home in a thriving community.

Property Features

This property features a thoughtfully designed open plan kitchen and dining area that leads to a private garden, ideal for family meals and entertaining guests. The master bedroom includes a convenient en-suite bathroom, while the additional bedrooms share a well-appointed family bathroom. The cloakroom on the ground floor adds practicality for guests and daily use. Ample storage throughout the home ensures clutter-free living, and the south-east facing garden benefits from morning sunlight, enhancing the outdoor space.

South-East Facing GardenEn-suite BathroomOpen Plan Kitchen/DiningSpacious Living RoomCloakroomStorage Cupboards

Local Amenities

Located in St Albans, this property is well-served by a range of amenities including reputable schools such as St Albans Girls' School and Beaumont School, making it suitable for families. The nearby St Albans City and Abbey train stations provide excellent rail connections to London and surrounding areas. Residents can enjoy shopping at local supermarkets including Sainsbury's and Waitrose, while Verulamium Park offers extensive green space for leisure and outdoor activities. The historic St Albans Cathedral adds cultural value to the area, enriching the community experience.

St Albans City StationSt Albans Abbey StationSt Albans Girls' SchoolBeaumont SchoolSainsbury'sWaitrose+2
St Albans City Train Station (2.1 miles, 8 mins drive) • 25 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£405,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£405,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London
Stable local rental market
Limited immediate international amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£405,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £1,924/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£407,029
+£2,029 projected gain
5-Year Rent Forecast
£2,285/mo
Based on 3.5% annual growth
Price per Sq Ft£426
Annual Rent Income£23,088
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£407,029
5yr
£409,068
10yr
£411,118
15yr
£413,177
20yr
£415,247
25yr
Current: £405,000

Monthly Rental Income

Based on 3.5% annual growth
£2,285
5yr
£2,714
10yr
£3,223
15yr
£3,828
20yr
£4,547
25yr
Current: £1,924/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras
25 mins
50 mins
Luton Airport
45 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Moderate
Afternoon Good
Evening Good
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
St Albans City Centre Regeneration
2 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£405,000
AvailableNB0000041546
View Location Analytics

The Harper

St Albans, Buckingham MK18 1GY
Moreton Fields
3
Bedrooms
2
Bathrooms
950
Est. Sq ft
semi detached
Type

Developer

Bellway
Available Plot Numbers
9
1 plot(s) available
Ownershipfreehold

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£405,000The Harper

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The Harper
The HarperSt Albans£405,000

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