About This Property

Discover what makes this home special

This stylish two-bedroom, two-bathroom apartment at The Exchange, Union Court in Watford offers modern urban living with a spacious 728 sq.ft layout. Situated on the thirteenth floor, the property boasts a bright living/dining area with access to a balcony that provides pleasant views. The master bedroom includes an en-suite bathroom, while a second bedroom and a separate bathroom offer flexibility for families or professionals. The integrated kitchen is efficiently designed for convenience and style.

Located in the heart of Watford, this apartment combines contemporary living with excellent connectivity. Residents benefit from proximity to Watford Junction station, providing fast links to London and other major destinations. The area is well-served by schools, shops, and recreational facilities, making it ideal for a range of buyers including first-time buyers, professionals, and investors.

Property Features

The property features a private balcony perfect for outdoor relaxation and entertaining. The master bedroom benefits from an en-suite bathroom, adding privacy and convenience. The open-plan kitchen and living/dining area create a spacious and versatile living environment. Additional amenities include a utility cupboard for storage, double-glazed windows for energy efficiency, and secure entry to the building. Positioned on a high floor, the apartment enjoys enhanced views and reduced street noise.

BalconyEn-suite BathroomUtility CupboardOpen-plan KitchenDouble GlazingSecure Entry+2

Local Amenities

The Exchange is ideally located close to Watford Junction Station, offering excellent rail connections to London Euston and the Midlands. Watford High Street and Westfield Shopping Centre provide extensive retail and dining options within walking distance. For outdoor activities, Cassiobury Park offers green space and recreational facilities. The area is well served by reputable schools such as Watford Grammar School for Boys and Watford Grammar School for Girls, making it attractive for families. Local healthcare needs are met by Watford General Hospital, while numerous bus routes enhance local connectivity.

Watford Junction StationWatford High StreetWestfield Shopping CentreWatford General HospitalBus ServicesCassiobury Park+2
Watford Junction Train Station (0.3 miles, 3 mins drive) • 20 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£425,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£177/mo
Estimated Ground Rent£14/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£425,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£177/mo
Estimated Ground Rent£14/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£425,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£177/mo
Estimated Ground Rent£14/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.6%
Based on £2,347/mo rent
Area Price Growth
+2.4%
Average annual increase
5-Year Value Forecast
£478,975
+£53,975 projected gain
5-Year Rent Forecast
£2,604/mo
Based on 2.1% annual growth
Price per Sq Ft£584
Annual Rent Income£28,164
10-Year ROI265%
Break-Even Point19 yrs

Property Value Projection

Based on 2.4% annual growth
£478,975
5yr
£539,805
10yr
£608,360
15yr
£685,621
20yr
£772,695
25yr
Current: £425,000

Monthly Rental Income

Based on 2.1% annual growth
£2,604
5yr
£2,889
10yr
£3,206
15yr
£3,557
20yr
£3,946
25yr
Current: £2,347/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Euston
20 mins
45 mins
Heathrow Airport
40 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-West-Facing Moderate
5h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living/Dining Room
Morning Low
Afternoon Good
Evening Good
Kitchen
Morning Low
Afternoon Moderate
Evening Low
Bedroom 1
Morning Low
Afternoon Good
Evening Good
Bedroom 2
Morning Moderate
Afternoon Low
Evening Low

Location Scores

85
Walk Score
Very Walkable
80
Transit Score
Excellent Transit
70
Bike Score
Very Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial and Residential+Positive Impact
Watford Town Centre Regeneration
0.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£425,000
AvailableNB0000049189
View Location Analytics

Property S6.13.06, Union Court

The Exchange Watford, Watford WD24 4AD
The Exchange Watford
2
Bedrooms
2
Bathrooms
728
Est. Sq ft
apartment
Type
Ownershipleasehold

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£425,000Property S6.13.06, Union Court

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Property S6.13.06, Union Court
Property S6.13.06, Union CourtThe Exchange Watford£425,000

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