About This Property

Discover what makes this home special

The Cutler is a spacious detached family home located in the thriving community of Swadlincote, Derbyshire. Offering four well-proportioned bedrooms and two bathrooms, including an en-suite to the master bedroom, this property perfectly balances comfort and practicality. The ground floor boasts a separate living room, a large kitchen/dining area, and a family room that opens out to the rear garden, ideal for entertaining and family living. A garage and additional storage spaces add to the convenience of this home.

Situated within a well-planned development, The Cutler benefits from excellent local amenities including schools, parks, and shopping facilities, all within easy reach. Transport links are reasonable with nearby bus routes and the Swadlincote train station just over a mile away, providing access to Derby and beyond. The area is seeing positive growth with ongoing regeneration projects enhancing its appeal for both homeowners and investors.

Property Features

This detached family home features four bedrooms with built-in wardrobes, including a master bedroom with en-suite facilities. The ground floor offers versatile living spaces with a separate living room and a spacious kitchen/dining area that flows into a family room overlooking the garden. Additional benefits include a garage for secure parking and multiple storage cupboards throughout the home, enhancing practicality for families.

DetachedFour BedroomsEn-suiteGarageGardenKitchen/Dining+2

Local Amenities

The property is well-served by local amenities including several primary and secondary schools such as Newhall Primary School and The Pingle Academy. Shopping needs are met by nearby supermarkets including Tesco Extra and Aldi. Outdoor enthusiasts will appreciate the proximity to local parks like the Swadlincote Park and the community leisure facilities. A variety of restaurants and cafes provide dining options within a short drive, while public transport links including bus stops and the Swadlincote train station ensure good connectivity.

Primary SchoolsSecondary SchoolsSupermarketsParksRestaurantsBus Stops+1
Swadlincote Train Station (1.1 miles, 5 mins drive) • 25 mins by car to Derby

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£369,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£369,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Affordable property price
Limited direct train connections
Positive local regeneration plans
Moderate rental demand

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£369,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,665/mo rent
Area Price Growth
+4.6%
Average annual increase
5-Year Value Forecast
£462,350
+£92,400 projected gain
5-Year Rent Forecast
£2,105/mo
Based on 4.8% annual growth
Price per Sq Ft£224
Annual Rent Income£19,980
10-Year ROI216%
Break-Even Point16 yrs

Property Value Projection

Based on 4.6% annual growth
£462,350
5yr
£577,828
10yr
£722,149
15yr
£902,515
20yr
£1,127,931
25yr
Current: £369,950

Monthly Rental Income

Based on 4.8% annual growth
£2,105
5yr
£2,661
10yr
£3,364
15yr
£4,252
20yr
£5,376
25yr
Current: £1,665/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Derby
N/A (no direct train from Swadlincote)
25 mins
Birmingham New Street
45 mins from Burton-on-Trent (nearest major station)
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family Room
Morning Excellent
Afternoon Good
Evening Moderate
Kitchen/Dining
Morning Good
Afternoon Moderate
Evening Low
Living Room
Morning Low
Afternoon Good
Evening Good

Location Scores

58
Walk Score
Somewhat Walkable
52
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Swadlincote Town Centre Regeneration
1 mileEst. 2025
InfrastructureModerate Impact
Local Road Improvements
0.5 milesEst. 2024
* Information based on local planning applications and may be subject to change

Loading location insights...

£369,950
AvailableNB0000041955
View Location Analytics

The Cutler

Midway, Swadlincote DE11 7FQ
Springwood
4
Bedrooms
2
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
317
1 plot(s) available
Ownershipfreehold

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The Cutler
The CutlerMidway£369,950

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