About This Property

Discover what makes this home special

This charming three-bedroom semi-detached house in Elgin offers a perfect blend of modern living and comfort. Priced at £267,995, the property features a spacious lounge, a well-equipped kitchen with dining area, and a utility room on the ground floor. Upstairs, the master bedroom benefits from an en-suite bathroom, complemented by two additional bedrooms and a family bathroom. The layout is thoughtfully designed to maximise natural light and functional living space.

Located in a peaceful residential area, this home is ideal for families and professionals alike. The south-east facing rear garden enjoys good sunlight, perfect for outdoor activities and gardening enthusiasts. With easy access to local amenities, schools, and transport links, this property represents an excellent opportunity in the Elgin housing market.

Property Features

The property boasts a south-east facing garden that captures morning sunlight, enhancing the outdoor living experience. Inside, the modern kitchen adjoins a dining area, creating a social hub for family meals. The utility room adds convenience, while the en-suite master bedroom offers privacy and comfort. Additional storage spaces throughout the house ensure practical living.

South-East facing gardenEn-suite bathroomUtility roomSpacious loungeModern kitchenFamily bathroom+1

Local Amenities

Situated in Elgin, the property benefits from proximity to reputable schools such as Elgin High School and Elgin Academy, making it suitable for families. Transport is facilitated by Elgin Railway Station, providing connections to Inverness and Aberdeen. Local amenities include a Tesco Superstore for daily shopping, Cooper Park for recreational activities, and Moray Leisure Centre for fitness enthusiasts. The nearby Elgin Library adds to the community resources, supporting a well-rounded lifestyle.

Elgin High SchoolElgin AcademyElgin Railway StationTesco SuperstoreCooper ParkMoray Leisure Centre+1
Elgin Railway Station Train Station (1.8 miles, 6 mins drive) • 40 mins by train to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£267,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£267,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local market
Limited direct international transport links
Good rental demand from local workforce

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£267,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,742/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£338,469
+£70,474 projected gain
5-Year Rent Forecast
£2,000/mo
Based on 2.8% annual growth
Price per Sq Ft£244
Annual Rent Income£20,904
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£338,469
5yr
£427,475
10yr
£539,887
15yr
£681,859
20yr
£861,165
25yr
Current: £267,995

Monthly Rental Income

Based on 2.8% annual growth
£2,000
5yr
£2,296
10yr
£2,636
15yr
£3,026
20yr
£3,474
25yr
Current: £1,742/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 50m
1h 45m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Good
Afternoon Good
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
48
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£267,995
AvailableNB0000042843
View Location Analytics

Thurso

Elgin, Elgin IV30 4FG
Findrassie
3
Bedrooms
2
Bathrooms
1,100
Est. Sq ft
house
Type

Developer

Barratt Homes
Available Plot Numbers
94
1 plot(s) available
Ownershipfreehold

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