About This Property

Discover what makes this home special

This charming three-bedroom semi-detached house in Elgin offers a perfect blend of modern living and traditional comfort. Priced at £263,995, the property features a spacious lounge, a well-equipped kitchen with dining area, and a utility room. Upstairs, the master bedroom benefits from an en-suite bathroom, complemented by two additional bedrooms and a family bathroom. The rear garden faces south-east, providing pleasant sunlight throughout the day, ideal for outdoor relaxation or gardening enthusiasts.

Located within the thriving town of Elgin, this home is well-positioned for families and professionals alike. The property is close to essential amenities, including schools, supermarkets, and parks, while also offering reasonable access to public transport and road networks. The nearby Elgin Railway Station connects residents to Inverness and beyond, making it suitable for commuters. This home is an excellent opportunity for first-time buyers or those looking to settle in a welcoming community with steady growth potential.

Property Features

This property boasts a south-east facing garden that captures ample natural light, enhancing the living experience. The inclusion of an en-suite bathroom in the master bedroom adds privacy and convenience. The utility room provides practical space for laundry and storage needs. The modern kitchen and dining area create a sociable environment perfect for family meals and entertaining guests. Additionally, off-street parking and double glazing contribute to comfort and security.

South-East facing gardenEn-suite bathroomUtility roomSpacious loungeModern kitchen with dining areaOff-street parking+3

Local Amenities

Elgin offers a comprehensive range of amenities catering to all age groups and lifestyles. Families benefit from reputable schools such as Elgin High School and Elgin Academy, while shopping needs are met by the Tesco Superstore and various local shops. The Elgin Leisure Centre provides sports and recreational facilities, and the historic Elgin Cathedral is a cultural highlight. The nearby railway station ensures connectivity, while local parks and medical centres enhance community well-being.

Elgin High SchoolElgin AcademyTesco SuperstoreElgin Leisure CentreElgin CathedralElgin Railway Station+2
Elgin Railway Station Train Station (1.9 miles, 6 mins drive) • 40 mins by train to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£263,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£263,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£263,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,716/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£333,417
+£69,422 projected gain
5-Year Rent Forecast
£1,970/mo
Based on 2.8% annual growth
Price per Sq Ft£240
Annual Rent Income£20,592
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£333,417
5yr
£421,095
10yr
£531,829
15yr
£671,682
20yr
£848,312
25yr
Current: £263,995

Monthly Rental Income

Based on 2.8% annual growth
£1,970
5yr
£2,262
10yr
£2,597
15yr
£2,981
20yr
£3,423
25yr
Current: £1,716/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 45m
1h 50m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Low
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Bedrooms
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£263,995
AvailableNB0000042842
View Location Analytics

Thurso

Elgin, Elgin IV30 4FG
Findrassie
3
Bedrooms
2
Bathrooms
1,100
Est. Sq ft
house
Type

Developer

Barratt Homes
Available Plot Numbers
93
1 plot(s) available
Ownershipfreehold

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