About This Property

Discover what makes this home special

This charming 3-bedroom, 2-bathroom semi-detached house in Elgin offers a perfect blend of modern living and comfort. Featuring a spacious lounge and an open-plan kitchen/dining area, the property is ideal for families or professionals seeking a tranquil yet well-connected home. The master bedroom benefits from an en-suite, while the additional bedrooms and family bathroom provide ample space for a growing household. The rear garden faces south-east, ensuring pleasant morning and early afternoon sunlight, perfect for outdoor relaxation and gardening.

Property Features

The Cupar house boasts a thoughtfully designed layout with an emphasis on natural light and functional space. The open-plan kitchen/dining area is equipped with modern fixtures and offers direct access to the garden, enhancing indoor-outdoor living. The inclusion of multiple storage cupboards and a convenient downstairs WC adds to the practicality of the home. The south-east facing garden receives good sunlight during the morning and early afternoon, making it an inviting space for family activities or entertaining guests.

3 Bedrooms2 BathroomsEn-suiteOpen-plan Kitchen/DiningLoungeSouth-East Facing Garden+2

Local Amenities

Located in Elgin, this property benefits from proximity to well-regarded schools such as Elgin High School and Elgin Academy, making it suitable for families. The nearby Elgin Railway Station provides convenient transport links to Inverness and Aberdeen, supporting commuters. Residents have easy access to essential amenities including a Tesco Superstore, local shops, and medical facilities. Recreational options abound with Cooper Park and Elgin Leisure Centre close by, offering sports and leisure activities for all ages.

Elgin High SchoolElgin AcademyElgin Railway StationTesco SuperstoreCooper ParkElgin Leisure Centre+2
Elgin Railway Station Train Station (1.1 miles, 5 mins drive) • 40 mins by train to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£234,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£234,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local property market
Limited direct international transport links
Good rental demand from local professionals

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£234,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,527/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£296,791
+£61,796 projected gain
5-Year Rent Forecast
£1,753/mo
Based on 2.8% annual growth
Price per Sq Ft£261
Annual Rent Income£18,324
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£296,791
5yr
£374,837
10yr
£473,407
15yr
£597,897
20yr
£755,124
25yr
Current: £234,995

Monthly Rental Income

Based on 2.8% annual growth
£1,753
5yr
£2,013
10yr
£2,311
15yr
£2,653
20yr
£3,046
25yr
Current: £1,527/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 50m
1h 45m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Good
Afternoon Good
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

60
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£234,995
AvailableNB0000042841
View Location Analytics

Cupar

Elgin, Elgin IV30 4FG
Findrassie
3
Bedrooms
2
Bathrooms
900
Est. Sq ft
house
Type

Developer

Barratt Homes
Available Plot Numbers
70
1 plot(s) available
Ownershipfreehold

Request Information

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

£234,995Cupar

Enquire About This Property

Cupar
Cupar Elgin£234,995

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

Property Assistant

Ask me anything