About This Property

Discover what makes this home special

Craigend is a charming three-bedroom semi-detached house located in the peaceful residential area of Elgin, IV30 4FG. This well-designed property offers a functional layout with a spacious lounge, an open-plan kitchen, dining and family area, and a utility room. Upstairs, the master bedroom benefits from an en-suite bathroom, complemented by two additional bedrooms and a family bathroom, making it ideal for families or professionals seeking comfort and convenience. The rear garden faces south-east, providing pleasant morning and early afternoon sunlight, perfect for outdoor relaxation and gardening.

Property Features

This property stands out for its efficient use of space, including a separate utility room that enhances household functionality. The open-plan kitchen, dining, and family area creates a sociable environment, ideal for modern living. With two bathrooms including an en-suite, the home caters well to family needs. Ample storage is available with two storage cupboards, and the south-east facing garden offers good sunlight exposure in the mornings and early afternoons.

Three BedroomsEn-suiteUtility RoomOpen-plan Dining and Family AreaSouth-East Facing GardenTwo Bathrooms+1

Local Amenities

Situated in Elgin, this property benefits from proximity to essential amenities including Elgin Railway Station, providing rail links to Inverness and Aberdeen. Educational needs are well covered by Elgin High School and Elgin Academy, both highly regarded in the area. Daily shopping is convenient with a Tesco Superstore nearby, while leisure facilities such as Elgin Leisure Centre and local parks offer recreational options. The nearby Moray Council Library adds to the community resources available to residents.

Elgin Railway StationElgin High SchoolElgin AcademyTesco SuperstoreElgin Leisure CentreLocal Parks+1
Elgin Railway Station Train Station (1.1 miles, 5 mins drive) • 40 mins by train to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£281,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£281,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local rental market
Limited direct international transport links
Potential for capital growth with local regeneration

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£281,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,833/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£356,150
+£74,155 projected gain
5-Year Rent Forecast
£2,104/mo
Based on 2.8% annual growth
Price per Sq Ft£256
Annual Rent Income£21,996
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£356,150
5yr
£449,806
10yr
£568,090
15yr
£717,479
20yr
£906,152
25yr
Current: £281,995

Monthly Rental Income

Based on 2.8% annual growth
£2,104
5yr
£2,416
10yr
£2,774
15yr
£3,184
20yr
£3,656
25yr
Current: £1,833/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 45m
1h 40m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Moderate
Evening Low
Family/Dining
Morning Moderate
Afternoon Good
Evening Good
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

60
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£281,995
AvailableNB0000042845
View Location Analytics

Craigend

Elgin, Elgin IV30 4FG
Findrassie
3
Bedrooms
2
Bathrooms
1,100
Est. Sq ft
house
Type

Developer

Barratt Homes
Available Plot Numbers
62
1 plot(s) available
Ownershipfreehold

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£281,995Craigend

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Craigend
Craigend Elgin£281,995

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