About This Property

Discover what makes this home special

The Filey is a charming three-bedroom semi-detached home located in the peaceful and sought-after area of Heybridge, CM9 4HD. This property offers a perfect blend of modern living and traditional appeal, featuring a spacious living room with French doors opening onto the rear garden, a well-appointed kitchen/dining area, and a convenient downstairs WC. Upstairs, two comfortable bedrooms and a study provide flexible living options, alongside a family bathroom. The rear garden faces south-east, ensuring pleasant morning sunlight and a bright atmosphere throughout much of the day.

Situated within easy reach of local amenities and transport links, The Filey is ideal for families and professionals alike. The nearby Witham train station provides access to London Liverpool Street in under an hour, making it a practical choice for commuters. The surrounding area benefits from a range of schools, parks, and shopping facilities, enhancing the lifestyle on offer. This property represents a fantastic opportunity to acquire a well-designed family home in a thriving community.

Property Features

This property boasts a south-east facing garden that captures the morning sun, creating a bright and inviting outdoor space. The living room benefits from French doors that open directly onto the garden, enhancing indoor-outdoor flow. The inclusion of a dedicated study room adds versatility, perfect for remote working or a quiet retreat. The modern kitchen/dining area is designed for family living and entertaining. Practical features such as a downstairs WC and off-street parking add convenience to everyday life.

South-East facing gardenFrench doorsSemi-detachedStudy roomDownstairs WCModern kitchen/dining area+3

Local Amenities

Heybridge offers a well-rounded selection of amenities suitable for families and individuals. Local schools such as Heybridge Primary and St Andrew's Church of England Primary provide quality education options nearby. For transport, Witham Train Station is the closest hub, offering regular services to London and other key destinations. Shopping needs are met by the Tesco Superstore and various local shops. Outdoor enthusiasts will appreciate the proximity to Riverside Park and Heybridge Basin Marina, ideal for leisure and recreation. Maldon District Hospital is also within easy reach, providing essential healthcare services.

Heybridge Primary SchoolSt Andrew's Church of England Primary SchoolWitham Train StationTesco SuperstoreHeybridge Basin MarinaRiverside Park+1
Witham Train Station (3.5 miles, 10 mins drive) • 15 mins to Chelmsford

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£440,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£440,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good access to London via train
Limited local public transport options
Growing residential area with upcoming developments
Lower international profile compared to central London

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£440,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,090/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£479,164
+£39,164 projected gain
5-Year Rent Forecast
£2,482/mo
Based on 3.5% annual growth
Price per Sq Ft£338
Annual Rent Income£25,080
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 1.7% annual growth
£479,164
5yr
£521,815
10yr
£568,261
15yr
£618,842
20yr
£673,925
25yr
Current: £440,000

Monthly Rental Income

Based on 3.5% annual growth
£2,482
5yr
£2,948
10yr
£3,501
15yr
£4,159
20yr
£4,939
25yr
Current: £2,090/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
50 mins
1h 10m
Stansted Airport
30 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen / Dining Area
Morning Good
Afternoon Moderate
Evening Low
Bedrooms
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential and Commercial+Positive Impact
Heybridge Regeneration Project
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£440,000
AvailableNB0000050856
View Location Analytics

The Filey

Heybridge, Maldon CM9 4HD
Westcombe Park
3
Bedrooms
1
Bathrooms
1,300
Est. Sq ft
semi detached
Type
Available Plot Numbers
54
1 plot(s) available
Ownershipfreehold

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£440,000The Filey

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The Filey
The FileyHeybridge£440,000

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