About This Property

Discover what makes this home special

The Silverdale is a charming three-bedroom end-terrace home located in the thriving Banbury area, postcode OX16 9UN. This property offers a well-designed layout featuring a spacious living room with access to the rear garden, a separate kitchen and dining area, and a convenient downstairs WC. Upstairs, the home boasts three good-sized bedrooms, including a master bedroom with an en-suite, plus a family bathroom. The property is ideal for families or professionals seeking a comfortable and practical living space within easy reach of local amenities and transport links.

Situated in the Wykham Park development, The Silverdale benefits from a south-east facing rear garden that enjoys good sunlight throughout the day, enhancing the living experience. The property combines modern convenience with a friendly community atmosphere, making it a great choice for first-time buyers or those looking to settle in Banbury. With a competitive price of £197,500, this home represents excellent value in the current market.

The location offers excellent connectivity to Banbury town centre and surrounding areas, with easy access to schools, shops, parks, and transport options. Whether you are looking for a family home or a sound investment, The Silverdale offers a balanced mix of comfort, style, and practicality in a sought-after neighbourhood.

Property Features

The Silverdale boasts a well-thought-out layout with three bedrooms including a master with en-suite facilities, providing privacy and convenience. The spacious living room opens onto the garden, creating a seamless indoor-outdoor flow perfect for entertaining or relaxing. The separate kitchen and dining room offer ample space for family meals and social gatherings. Additional features include a handy downstairs WC and multiple storage cupboards throughout the property, enhancing functionality. The south-east facing garden ensures good natural light and pleasant outdoor space to enjoy throughout the day.

End-terrace3 BedroomsEn-suiteFamily BathroomSeparate KitchenDining Room+4

Local Amenities

The Silverdale benefits from excellent local amenities that cater to a variety of needs. Banbury Station provides frequent rail links to Oxford, London Marylebone, and Birmingham, making commuting straightforward. The nearby Banbury Shopping Park offers a wide range of retail and dining options, while Spiceball Park provides green space for recreation and leisure. Families will appreciate access to reputable schools including North Oxfordshire Academy and St John's RC Primary School. Additionally, Banbury Hospital and Banbury Library are close by, ensuring healthcare and community resources are easily accessible. Local bus services further enhance connectivity within the town and surrounding areas.

Banbury StationBanbury HospitalBanbury Shopping ParkSpiceball ParkNorth Oxfordshire AcademySt John's RC Primary School+2
Banbury Station Train Station (1.6 miles, 6 mins drive) • 30 mins to Oxford

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£197,500
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent (50% share)-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£197,500
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£197,500
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent (50% share)-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
2.6%
Based on £428/mo rent (50% share)
Area Price Growth
+1.6%
Average annual increase
5-Year Value Forecast
£214,235
+£16,735 projected gain
5-Year Rent Forecast
£1,017/mo
Based on 3.5% annual growth
Price per Sq Ft£194
Annual Rent Income£10,272
10-Year ROI208%
Break-Even Point20 yrs

Property Value Projection

Based on 1.6% annual growth
£214,235
5yr
£232,388
10yr
£252,079
15yr
£273,439
20yr
£296,608
25yr
Current: £197,500

Monthly Rental Income

Based on 3.5% annual growth
£1,017
5yr
£1,207
10yr
£1,434
15yr
£1,703
20yr
£2,023
25yr
Current: £856/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Marylebone
55 mins
1h 15m
Birmingham New Street
45 mins
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living room
Morning Moderate
Afternoon Good
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Dining room
Morning Good
Afternoon Moderate
Evening Low
Bedrooms
Morning Moderate
Afternoon Good
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Retail+Positive Impact
Banbury Gateway Expansion
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

Shared Ownership home — the price shown is for a 50% share of the full market value. You pay rent on the remaining share and can buy more later (staircasing).
£197,500 for 50% share
AvailableNB0000045060
View Location Analytics

The Silverdale

Banbury, Banbury OX16 9UN
Wykham Park
3
Bedrooms
2
Bathrooms
1,020
Est. Sq ft
end terrace
Type
Available Plot Numbers
297
1 plot(s) available
Ownershipshared ownership50% share

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£197,500The Silverdale

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The Silverdale
The SilverdaleBanbury£197,500

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