About This Property

Discover what makes this home special

This charming three-bedroom house in Elgin offers a perfect blend of modern living and traditional Scottish charm. Priced competitively at £239,995, the property provides ample space for families or professionals looking to settle in a peaceful yet connected community. The well-proportioned rooms and thoughtfully designed layout ensure comfortable living throughout the year. Its location within a quiet development offers privacy while maintaining easy access to Elgin town centre and surrounding amenities.

The rear garden faces south-east, providing pleasant morning and early afternoon sunlight, ideal for outdoor relaxation and gardening enthusiasts. The proximity to Elgin Railway Station and Inverness city makes commuting straightforward, supporting a balanced lifestyle between work and leisure. With local schools, parks, and shopping facilities nearby, this property is well-suited for those seeking a convenient and welcoming environment.

Property Features

This property boasts a south-east facing garden that enjoys good sunlight during the morning and early afternoon hours, perfect for outdoor activities. The three bedrooms provide flexible accommodation options, suitable for families or home offices. The modern kitchen is designed with functionality in mind, offering ample storage and workspace. Off-street parking adds convenience for residents and visitors alike. Situated within a quiet residential development, the home benefits from a peaceful setting while remaining close to essential amenities and public transport links.

South-East facing gardenThree bedroomsModern kitchenOff-street parkingClose to public transportQuiet residential development

Local Amenities

The property is well-positioned to take advantage of a range of local amenities. Educational facilities such as Elgin Primary School and Elgin High School are within easy reach, making it ideal for families with children. Elgin Railway Station provides direct links to Inverness and beyond, facilitating convenient travel options. For daily shopping needs, Tesco Superstore is nearby, alongside the vibrant Elgin Town Centre which offers a variety of shops, cafes, and services. Outdoor enthusiasts will appreciate the proximity to Cooper Park, a popular green space for recreation and community events.

Elgin Primary SchoolElgin High SchoolElgin Railway StationTesco SuperstoreCooper ParkElgin Town Centre
Elgin Railway Station Train Station (1.1 miles, 5 mins drive) • 40 mins by train to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£239,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£239,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local housing market
Limited direct international transport links
Good access to Inverness airport (domestic flights)

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£239,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,560/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£303,106
+£63,111 projected gain
5-Year Rent Forecast
£1,791/mo
Based on 2.8% annual growth
Price per Sq Ft£253
Annual Rent Income£18,720
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£303,106
5yr
£382,813
10yr
£483,480
15yr
£610,619
20yr
£771,191
25yr
Current: £239,995

Monthly Rental Income

Based on 2.8% annual growth
£1,791
5yr
£2,056
10yr
£2,361
15yr
£2,710
20yr
£3,111
25yr
Current: £1,560/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
2h 30m
2h 15m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Good
Evening Moderate
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Excellent
Afternoon Good
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
48
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

Shared Ownership home — the price shown is for a share of the full market value. You pay rent on the remaining share and can buy more later (staircasing).
£239,995
AvailableNB0000047556
View Location Analytics

Elgin

Elgin, Elgin IV30 4FP
DWH Findrassie
3
Bedrooms
1
Bathrooms
950
Est. Sq ft
house
Type
Available Plot Numbers
2
1 plot(s) available
Ownershipshared ownership

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£239,995Elgin

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Elgin Elgin£239,995

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