Name: The Cedar
Brand: Allison Homes
Price: 400000 GBP
Availability: InStock

1 / 12

About This Property

Discover what makes this home special

The Cedar is the last five bedroom family home at Chapel Gate, set within a private cul-de-sac, featuring an open-plan kitchen and dining area with breakfast bar and French doors to a south-facing garden, five bedrooms including a main bedroom with en-suite, plus a garage and two parking spaces.

Estimate Calculator

Mortgage Calculator

Deposit (%)25%

Term (years)25

Interest (%)4.5%

Monthly Payment-

Purchase Costs

Total Price£400,000

Mortgage Deposit-

Stamp Duty-

Deposit Contribution£0

Searches & Other£1,500

Legal Fees£2,000

Total Cash Required-

Monthly Costs & Income

Estimated Service Charge£0/mo

Estimated Ground Rent£0/mo

Mortgage-

Landlord's Insurance£25/mo

Agency Fees-

Est. Rent-

Net Monthly-

Mortgage Calculator

Deposit (%)10%

Term (years)25

Interest (%)4.5%

Monthly Payment-

Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation

Compare Rates

Purchase Costs

Total Price£400,000

Mortgage Deposit-

Stamp Duty-

Deposit Contribution£0

Searches & Other£1,500

Legal Fees£1,500

Total Cash Required-

Monthly Costs

Estimated Service Charge£0/mo

Estimated Ground Rent£0/mo

Mortgage-

Home Insurance£30/mo

Total Monthly-

International Suitability

Analyzing...

--/100

ChallengingModerateGoodExcellent

International Buyer Calculator

Deposit (%)35%

Term (years)20

Interest (%)5.5%

Monthly Payment-

Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers

Get Advice

International buyers typically require 25-40% deposit with limited lender options

Purchase Costs (Non-UK Resident)

Total Price£400,000

Mortgage Deposit (Min 25%)-

Stamp Duty + 2% Surcharge-

Legal Fees (Intl Complex)£3,500

AML & ID Verification£500

Bank Transfer Fees£1,000

Total Cash Required-

Monthly Costs & Income

Estimated Service Charge£0/mo

Estimated Ground Rent£0/mo

Mortgage-

Full Management (10%)-

Landlord's Insurance£35/mo

Est. Rent-

Net Monthly-

Key Considerations for International Buyers

+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases

Higher DepositMost lenders require 25-40% deposit for non-UK residents

AML ComplianceEnhanced due diligence and source of funds verification required

Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers

Gross Rental Yield

0.0%

Based on To Be Confirmed/mo rent

Area Price Growth

+2.1%

Average annual increase

5-Year Value Forecast

£444,236

+£44,236 projected gain

5-Year Rent Forecast

To Be Confirmed/mo

Based on 3.8% annual growth

Price per Sq Ft£∞

Annual Rent IncomeTo Be Confirmed

10-Year ROI0%

Break-Even Point—

Property Value Projection

Based on 2.1% annual growth

£444,236

5yr

£493,365

10yr

£547,926

15yr

£608,522

20yr

£675,819

25yr

Current: £400,000

Monthly Rental Income

Based on 3.8% annual growth

To Be Confirmed

5yr

To Be Confirmed

10yr

To Be Confirmed

15yr

To Be Confirmed

20yr

To Be Confirmed

25yr

Current: To Be Confirmed/mo

* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Floorplan

Ground Floor

Site Plan

Location

Similar Properties

£560,000

Explore More

Homes in Spalding

Spalding Area Guide

More by Allison Homes

Detached in Spalding

5 Bed in Spalding

Latest Insights & Guides

Expert advice on buying new build homes, market trends, and property investment

10Feb

Legal & Conveyancing

Legal Pitfalls When Buying a New Build: 15 Real Problems, How They Happen, What They Cost, and How to Protect Yourself

A comprehensive guide to the most common legal pitfalls when buying a new build property in the UK — covering deposit ri...

20Jan

Buying Guides

Do New Build Homes Hold Their Value? Premium Deflation, Resale Data, and How to Protect Your Investment

A data-driven analysis of new build value retention in the UK. Covers premium deflation timelines, houses vs apartments,...

23Feb

Costs & Budgeting