About This Property

Discover what makes this home special

This charming townhouse named Kipton is located in a rural area of southern Scotland, near the town of Lockerbie. Priced at £270,000, it offers a peaceful countryside lifestyle with two comfortable bedrooms and two bathrooms, including a ground floor WC. The property features a spacious lounge, a modern kitchen with dining area, and practical storage spaces, ideal for families or those seeking a tranquil retreat away from urban bustle.

Situated in a low-density area, the home benefits from scenic surroundings and a close-knit community atmosphere. While public transport options are limited, the property is well-suited for car owners who can easily access nearby Lockerbie town for essential amenities and travel connections. This property presents a solid opportunity for those looking for a rural home with potential for future growth as local regeneration projects progress.

Property Features

Kipton townhouse offers two well-sized bedrooms and two bathrooms, including a convenient ground floor WC. The layout includes a generous lounge and an open kitchen with dining space, perfect for family living and entertaining. Practical storage areas under the stairs add to the functionality of the home. Double-glazed windows ensure good insulation and comfort throughout the seasons.

Two bedroomsTwo bathroomsLoungeKitchen with dining areaGround floor WCStorage spaces+1

Local Amenities

The property is close to essential amenities including Lockerbie Primary School and Lockerbie Academy, providing good educational options for families. Local shops such as Coop Food and health services are available within a short drive in Lockerbie town. For leisure, residents can enjoy the nearby Castle Loch Park and Lockerbie Golf Club. The Lockerbie Train Station offers rail connections, although it is a few miles away, necessitating car travel.

Lockerbie Primary SchoolLockerbie AcademyCoop Food LockerbieLockerbie Health CentreLockerbie Golf ClubCastle Loch Park+1
Lockerbie Station Train Station (3.5 miles, 8 mins drive) • 40 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£270,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£270,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£270,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.2%
Based on £1,620/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£271,353
+£1,353 projected gain
5-Year Rent Forecast
£1,797/mo
Based on 2.1% annual growth
Price per Sq Ft£235
Annual Rent Income£19,440
10-Year ROI288%
Break-Even Point13 yrs

Property Value Projection

Based on 0.1% annual growth
£271,353
5yr
£272,712
10yr
£274,078
15yr
£275,452
20yr
£276,832
25yr
Current: £270,000

Monthly Rental Income

Based on 2.1% annual growth
£1,797
5yr
£1,994
10yr
£2,213
15yr
£2,455
20yr
£2,724
25yr
Current: £1,620/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Lockerbie
N/A
8 mins
Carlisle
N/A
40 mins

Location Scores

15
Walk Score
Almost All Errands Require a Car
10
Transit Score
Minimal Transit
20
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial and ResidentialModerate Positive Impact
Lockerbie Town Centre Regeneration
3 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£270,000
AvailableNB0000054719
View Location Analytics

Kipton

East Midlands, East Midlands E5E9EE
Newark Phase 2
2
Bedrooms
2
Bathrooms
1,150
Est. Sq ft
townhouse
Type

Developer

Miller Homes
Available Plot Numbers
159
1 plot(s) available
Ownershipfreehold

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£270,000Kipton

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Kipton
KiptonEast Midlands£270,000

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