About This Property

Discover what makes this home special

The Holden is a spacious and thoughtfully designed four-bedroom family home located in the desirable Banbury area, offering a perfect blend of modern living and traditional charm. With a generous open-plan kitchen, dining, and family area that opens onto the rear garden, this property is ideal for both entertaining and everyday family life. The separate lounge provides a cozy retreat, while the study offers a quiet workspace, catering perfectly to the needs of today's homeowners. Upstairs, the master bedroom benefits from an en-suite bathroom, complemented by three additional bedrooms and a family bathroom, ensuring ample space and comfort for all.

Property Features

This property boasts a modern open-plan living space that seamlessly integrates the kitchen, dining, and family areas, creating a bright and airy environment. The inclusion of a separate lounge and study adds versatility to the home, accommodating both relaxation and work-from-home needs. Practical features such as a utility room and downstairs WC enhance convenience. The rear garden, facing South-East, benefits from good sunlight throughout the day, making it perfect for outdoor activities and gardening.

Four bedroomsEn-suite bathroomOpen-plan kitchen/dining/family areaSeparate loungeStudyUtility room+4

Local Amenities

Situated in Banbury, this property enjoys proximity to a variety of local amenities that cater to all lifestyle needs. Banbury Train Station provides excellent rail links to Oxford, London, and Birmingham, facilitating easy commuting. Nearby schools such as Bretch Hill Primary and Blessed George Napier Catholic School offer quality education options. Residents can also benefit from recreational facilities like Spiceball Leisure Centre and local parks, while shopping needs are well served by Banbury Shopping Park and the town centre.

Banbury Train StationBanbury HospitalBanbury LibrarySpiceball Leisure CentreBanbury Shopping ParkBretch Hill Primary School+2
Banbury Train Station (1.8 miles, 6 mins drive) • 25 mins to Oxford

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£590,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£590,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good rental demand due to local schools and transport
Limited direct international transport links
Stable regional property growth

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£590,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.2%
Based on £2,557/mo rent
Area Price Growth
+1.6%
Average annual increase
5-Year Value Forecast
£639,993
+£49,993 projected gain
5-Year Rent Forecast
£3,037/mo
Based on 3.5% annual growth
Price per Sq Ft£381
Annual Rent Income£30,684
10-Year ROI208%
Break-Even Point20 yrs

Property Value Projection

Based on 1.6% annual growth
£639,993
5yr
£694,222
10yr
£753,047
15yr
£816,855
20yr
£886,071
25yr
Current: £590,000

Monthly Rental Income

Based on 3.5% annual growth
£3,037
5yr
£3,607
10yr
£4,284
15yr
£5,088
20yr
£6,043
25yr
Current: £2,557/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Marylebone
1h 10m
1h 15m
Birmingham New Street
1h 15m
1h 20m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Low
Family/Dining
Morning Good
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Good
Evening Low
Study
Morning Low
Afternoon Moderate
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial+Positive Impact
Banbury Gateway Retail Park Expansion
2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£590,000
AvailableNB0000048140
View Location Analytics

HOLDEN

Banbury, Banbury OX16 9LJ
The Pavilions
4
Bedrooms
2
Bathrooms
1,550
Est. Sq ft
house
Type
Available Plot Numbers
142
1 plot(s) available
Ownershipfreehold

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£590,000HOLDEN

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HOLDEN
HOLDEN Banbury£590,000

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