About This Property

Discover what makes this home special

The Cumberland is a charming mid-terrace home located in the sought-after village of Tiptree, Colchester. Offering three well-proportioned bedrooms and two bathrooms, this property is ideal for families or first-time buyers seeking a comfortable and modern living space. The ground floor features a spacious living room with French doors opening to the garden, complemented by a well-equipped kitchen/dining area and a convenient downstairs WC. Upstairs, two generous bedrooms and a third slightly smaller bedroom share a family bathroom, providing ample accommodation for a growing household.

Situated within the Scarlett Mews development, Plot 126 benefits from a peaceful setting with a south-east facing garden that enjoys morning and early afternoon sunlight. The property is well positioned for access to local amenities, schools, and transport links, making it a practical and appealing choice for buyers looking to settle in a vibrant community close to Colchester and London.

Property Features

This mid-terrace home boasts a bright and airy living room with direct access to the garden, perfect for indoor-outdoor living. The modern kitchen/dining area is designed for everyday functionality and entertaining. The inclusion of a downstairs WC adds convenience for guests. Upstairs, the three bedrooms are well-sized, with two bathrooms ensuring family comfort. Multiple storage cupboards throughout the property enhance practicality, making it a well-rounded home for various lifestyles.

South-East facing gardenDownstairs WCSpacious living room with French doorsModern kitchen/dining areaTwo bathroomsThree bedrooms+1

Local Amenities

Located in the heart of Tiptree, this property offers easy access to essential amenities including reputable schools such as Tiptree Primary and Thurstable School. The village centre provides a range of shops, eateries, and a Tesco Superstore for daily needs. Outdoor enthusiasts will appreciate the nearby Tiptree Heath Nature Reserve for leisure and walks. Public transport options via local bus stops connect residents to Colchester and surrounding areas, while healthcare needs are met by a local GP surgery within the village.

Tiptree Primary SchoolThurstable SchoolTiptree Village CentreTesco SuperstoreTiptree Heath Nature ReserveLocal GP Surgery+1
Witham Station Train Station (4.5 miles, 12 mins drive) • 20 mins to Colchester

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£395,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£395,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local rental demand
Limited direct transport links to London
Good local community and amenities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£395,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,778/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£430,159
+£35,159 projected gain
5-Year Rent Forecast
£2,112/mo
Based on 3.5% annual growth
Price per Sq Ft£304
Annual Rent Income£21,336
10-Year ROI216%
Break-Even Point19 yrs

Property Value Projection

Based on 1.7% annual growth
£430,159
5yr
£468,447
10yr
£510,144
15yr
£555,551
20yr
£605,001
25yr
Current: £395,000

Monthly Rental Income

Based on 3.5% annual growth
£2,112
5yr
£2,508
10yr
£2,979
15yr
£3,538
20yr
£4,202
25yr
Current: £1,778/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
50 mins
1h 15m
Stansted Airport
40 mins
35 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen / Dining
Morning Good
Afternoon Low
Evening Low
Bedrooms
Morning Moderate
Afternoon Good
Evening Low

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial/Community+Positive Impact
Tiptree High Street Revamp
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£395,000
AvailableNB0000044599
View Location Analytics

The Cumberland

Tiptree, Colchester CO5 0LX
Scarlett Mews
3
Bedrooms
2
Bathrooms
1,300
Est. Sq ft
mid terrace
Type
Available Plot Numbers
126
1 plot(s) available
Ownershipfreehold

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£395,000The Cumberland

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The Cumberland
The CumberlandTiptree£395,000

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