About This Property

Discover what makes this home special

The Cumberland is a charming mid-terrace family home located in the sought-after village of Tiptree, Colchester. Priced at £395,000, this property offers a practical layout with three well-proportioned bedrooms and two bathrooms, ideal for growing families or first-time buyers. The spacious living room with double doors opens onto a south-east facing garden, providing a bright and welcoming space for relaxation and entertaining. The kitchen/dining area is functional and well-designed, offering ample space for family meals.

Situated within the Scarlett Mews Phase 2 development, this home benefits from a quiet residential setting with easy access to local amenities and green spaces. The property’s location offers a balance of village charm and connectivity, with Witham train station just a short drive away, providing direct links to London Liverpool Street. This makes The Cumberland an excellent choice for commuters seeking a peaceful home within reach of the capital.

The garden’s south-east aspect ensures good morning and early afternoon sunlight, enhancing the living experience. With local schools, shops, and transport links nearby, this property represents a strong investment opportunity in a stable and popular area of Essex.

Property Features

This mid-terrace home boasts a bright and airy living room with French doors leading to a well-sized south-east facing garden, perfect for morning sun and outdoor activities. The kitchen/dining area is thoughtfully laid out for family convenience, while the three bedrooms provide comfortable accommodation. Two bathrooms, including a downstairs WC and an upstairs family bathroom, add to the practicality of the property. Additional features include double glazing and energy-efficient design, contributing to lower running costs and enhanced comfort.

South-East Facing GardenThree BedroomsTwo BathroomsSpacious Living RoomKitchen/Dining AreaDouble Glazing+2

Local Amenities

The Cumberland benefits from its proximity to a range of local amenities that cater to everyday needs and leisure. Families will appreciate access to well-regarded schools such as Tiptree Primary and Thurstable School. The nearby village centre offers shopping options including a Tesco Superstore, alongside quaint local pubs and eateries. Outdoor enthusiasts can enjoy Tiptree Heath Nature Reserve, providing scenic walking routes and natural beauty. Regular bus services connect residents to surrounding towns and transport hubs, enhancing accessibility despite the rural setting.

Tiptree Primary SchoolThurstable SchoolTiptree Village CentreTesco SuperstoreTiptree Heath Nature ReserveLocal Pubs+1
Witham Train Station (5.2 miles, 15 mins drive) • 25 mins to Colchester

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£395,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£395,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good rental demand in family housing
Limited direct international transport links
Proximity to London via train
Rural location may limit resale speed

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£395,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,778/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£430,159
+£35,159 projected gain
5-Year Rent Forecast
£2,112/mo
Based on 3.5% annual growth
Price per Sq Ft£304
Annual Rent Income£21,336
10-Year ROI216%
Break-Even Point19 yrs

Property Value Projection

Based on 1.7% annual growth
£430,159
5yr
£468,447
10yr
£510,144
15yr
£555,551
20yr
£605,001
25yr
Current: £395,000

Monthly Rental Income

Based on 3.5% annual growth
£2,112
5yr
£2,508
10yr
£2,979
15yr
£3,538
20yr
£4,202
25yr
Current: £1,778/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
50 mins
1h 20m
Stansted Airport
40 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Good
Evening Moderate
Kitchen / Dining
Morning Good
Afternoon Moderate
Evening Low
Bedrooms
Morning Moderate
Afternoon Good
Evening Low

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
Tiptree Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

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£395,000
AvailableNB0000044601
View Location Analytics

The Cumberland

Tiptree, Colchester CO5 0LX
Scarlett Mews
3
Bedrooms
2
Bathrooms
1,300
Est. Sq ft
mid terrace
Type
Available Plot Numbers
125
1 plot(s) available
Ownershipfreehold

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£395,000The Cumberland

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The Cumberland
The CumberlandTiptree£395,000

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