About This Property

Discover what makes this home special

The Cosgrove is a spacious and modern detached family home located in the desirable Towcester area. Boasting four well-proportioned bedrooms and three bathrooms, including an en-suite, this property offers ample living space for growing families or those who enjoy hosting guests. The ground floor features a versatile layout with a separate living room, family area, and a large kitchen/breakfast room that opens to the rear garden, perfect for indoor-outdoor living.

Set within a well-planned development, this home benefits from a private rear garden facing south-east, ensuring pleasant sunlight throughout the day. Towcester itself is a historic market town with excellent road links to Milton Keynes and Northampton, making it ideal for commuters seeking a balance between countryside charm and urban convenience. The property is competitively priced at £649,995, reflecting its quality and location.

Property Features

This property stands out with its thoughtful layout, including a spacious kitchen/breakfast room ideal for family meals and entertaining. The en-suite master bedroom adds a touch of luxury, while the additional family area provides flexible living space. Practical features such as a utility room, ground floor WC, and ample storage enhance everyday convenience. The south-east facing garden offers a bright and welcoming outdoor space, perfect for relaxation or play.

South-East Facing GardenDetachedFour BedroomsEn-suite BathroomSeparate Living and Family RoomsUtility Room+5

Local Amenities

Towcester is well-served by a range of local amenities catering to families and professionals alike. Education options include Towcester Primary School and the highly regarded Northampton School for Boys within a short drive. Shopping needs are met by a Tesco Superstore and various local shops. Recreational facilities such as the Towcester Leisure Centre, local parks, and the historic racecourse provide excellent opportunities for sports and leisure activities. The community sports pavilion nearby further enhances the active lifestyle options available.

Towcester Primary SchoolNorthampton School for BoysTowcester LibraryTesco SuperstoreTowcester Leisure CentreLocal Parks+2
Towcester Station (closed, nearest operational: Northampton Station) Train Station (8.5 miles, 20 mins drive) • 30 mins by car to Milton Keynes

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£649,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£649,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good family home in a growing area
Limited direct rail connectivity
Strong local amenities and schools
Potential for future value growth with local regeneration

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£649,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £3,142/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£798,452
+£148,457 projected gain
5-Year Rent Forecast
£3,972/mo
Based on 4.8% annual growth
Price per Sq Ft£394
Annual Rent Income£37,704
10-Year ROI232%
Break-Even Point15 yrs

Property Value Projection

Based on 4.2% annual growth
£798,452
5yr
£980,815
10yr
£1,204,830
15yr
£1,480,009
20yr
£1,818,038
25yr
Current: £649,995

Monthly Rental Income

Based on 4.8% annual growth
£3,972
5yr
£5,021
10yr
£6,348
15yr
£8,025
20yr
£10,145
25yr
Current: £3,142/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Euston
45 mins from Milton Keynes
1h 15m
Birmingham New Street
1h 10m from Northampton
1h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Breakfast
Morning Good
Afternoon Excellent
Evening Moderate
Family Area
Morning Moderate
Afternoon Good
Evening Low
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

60
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial and Residential+Positive Impact
Towcester Regeneration Scheme
1 mileEst. 2027
* Information based on local planning applications and may be subject to change

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£649,995
AvailableNB0000049532
View Location Analytics

The Cosgrove

Towcester, Towcester NN12 6PX
The Farriers
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type
Available Plot Numbers
1159
1 plot(s) available
Ownershipfreehold

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£649,995The Cosgrove

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The Cosgrove
The CosgroveTowcester£649,995

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