About This Property

Discover what makes this home special

The Cosgrove is a spacious detached four-bedroom family home located in the desirable Towcester area. Offering a well-thought-out layout, this property features a generous living room, a separate family area, and a modern kitchen/breakfast room with ample natural light. Upstairs, the master bedroom benefits from an en-suite shower room, complemented by three further bedrooms and a family bathroom, making it ideal for growing families or those who require additional space. The property sits on a south-east facing plot, ensuring good sunlight exposure in the garden and living areas throughout the day.

Situated within easy reach of Towcester town centre, this home offers a balance of peaceful suburban living with convenient access to local amenities and transport links. The area is known for its community feel, good schools, and proximity to major road networks, making it suitable for commuters and families alike. The Cosgrove combines modern living with a strong sense of community, making it a highly attractive option for buyers seeking a quality home in Northamptonshire.

Property Features

This detached home boasts four well-proportioned bedrooms including a master with en-suite facilities, providing comfort and privacy. The spacious kitchen/breakfast room is designed for modern family living and flows seamlessly into the utility room. Multiple living spaces offer flexibility for relaxing or entertaining guests. The south-east facing garden ensures good sunlight exposure, perfect for outdoor activities and gardening. Additional features include a downstairs WC, ample storage, and a garage, enhancing convenience and practicality.

DetachedFour BedroomsEn-suiteFamily BathroomKitchen/Breakfast RoomUtility Room+5

Local Amenities

Towcester offers a host of local amenities catering to families and individuals alike. The area is served by well-regarded schools such as Towcester Primary School and Northampton School for Boys, ensuring quality education options. Residents benefit from convenient access to supermarkets like Tesco, local shops, and leisure facilities including the Towcester Leisure Centre and the famous Towcester Racecourse. The presence of parks and green spaces adds to the community’s appeal, providing outdoor recreational opportunities within easy reach.

Towcester Primary SchoolNorthampton School for BoysTowcester LibraryTowcester Leisure CentreTesco SuperstoreLocal Shops+2
Towcester Railway Station (disused, nearest active: Northampton) Train Station (7.4 miles (Northampton), 15 mins drive) • Approx. 1h 15m by train from Northampton to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£654,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£654,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good family home in a growing commuter town
Limited direct rail access, reliant on nearby Northampton station
Affordable price point relative to South East England
Moderate rental yield potential

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£654,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £3,166/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£804,594
+£149,599 projected gain
5-Year Rent Forecast
£4,002/mo
Based on 4.8% annual growth
Price per Sq Ft£397
Annual Rent Income£37,992
10-Year ROI232%
Break-Even Point15 yrs

Property Value Projection

Based on 4.2% annual growth
£804,594
5yr
£988,360
10yr
£1,214,098
15yr
£1,491,394
20yr
£1,832,023
25yr
Current: £654,995

Monthly Rental Income

Based on 4.8% annual growth
£4,002
5yr
£5,060
10yr
£6,396
15yr
£8,086
20yr
£10,222
25yr
Current: £3,166/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Euston
1h 10m (from Northampton)
1h 20m
Birmingham New Street
1h 5m (from Northampton)
1h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Breakfast
Morning Good
Afternoon Excellent
Evening Moderate
Family Area
Morning Moderate
Afternoon Good
Evening Low
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Towcester Town Centre Regeneration
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£654,995
AvailableNB0000049533
View Location Analytics

The Cosgrove

Towcester, Towcester NN12 6PX
The Farriers
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type
Available Plot Numbers
1157
1 plot(s) available
Ownershipfreehold

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£654,995The Cosgrove

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The Cosgrove
The CosgroveTowcester£654,995

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