About This Property

Discover what makes this home special

Harrogate Bay is a spacious four-bedroom detached house nestled in a semi-rural setting near the village of Wilburton, Cambridgeshire. This property offers a perfect blend of countryside tranquility with reasonable access to nearby towns and cities. The home features three bathrooms, including an en-suite, providing ample convenience for family living. The large garden faces southeast, ensuring good natural light throughout the day, especially in the morning and early afternoon. The property is ideal for buyers seeking a peaceful lifestyle within reach of Cambridge and Ely, two key hubs in the region.

The area surrounding Harrogate Bay is characterized by open green spaces and a tight-knit community atmosphere. While public transport options are limited, the property benefits from proximity to Ely Railway Station, providing rail connections to London and Cambridge. Local amenities include primary schools, village shops, and parks, making it suitable for families and professionals alike. Future regional developments focused on transport and housing growth promise to enhance connectivity and property value in the coming years.

Property Features

This detached family home boasts four well-proportioned bedrooms, including a master with en-suite facilities, alongside two additional bathrooms. The large southeast-facing garden offers excellent outdoor space for relaxation and entertaining. The fitted kitchen and utility room provide practical living, while off-street parking accommodates multiple vehicles. Double glazing throughout ensures energy efficiency and comfort year-round. The semi-rural location provides privacy without sacrificing access to essential amenities.

Detached HouseFour BedroomsThree BathroomsEn-suiteLarge GardenOff-Street Parking+4

Local Amenities

Harrogate Bay is situated close to Wilburton Primary School, highly regarded for its community focus and educational standards. Local amenities include the village shop and The Plough Inn, offering convenient shopping and dining options. For more extensive retail and leisure facilities, residents can travel to Ely, which hosts a Tesco Superstore, leisure centre, and a range of restaurants and cafes. Outdoor enthusiasts will appreciate nearby Jubilee Park and the surrounding countryside, perfect for walking and cycling.

Wilburton Primary SchoolEly Railway StationThe Plough InnWilburton Village ShopJubilee ParkEly Leisure Centre+1
Ely Railway Station Train Station (6.5 miles, 15 mins drive) • 40 mins by car to Cambridge

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£550,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£550,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
60/100
ChallengingModerateGoodExcellent
Limited public transport connectivity
Proximity to Cambridge and London via Ely Station
Appealing rural lifestyle
Lower rental yields compared to urban centres

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£550,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
4.3%
Based on £1,971/mo rent
Area Price Growth
+1.0%
Average annual increase
5-Year Value Forecast
£579,201
+£29,201 projected gain
5-Year Rent Forecast
£2,375/mo
Based on 3.8% annual growth
Price per Sq Ft£393
Annual Rent Income£23,652
10-Year ROI172%
Break-Even Point26 yrs

Property Value Projection

Based on 1.0% annual growth
£579,201
5yr
£609,953
10yr
£642,337
15yr
£676,440
20yr
£712,354
25yr
Current: £550,000

Monthly Rental Income

Based on 3.8% annual growth
£2,375
5yr
£2,862
10yr
£3,449
15yr
£4,156
20yr
£5,007
25yr
Current: £1,971/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London King's Cross
1h 10m from Ely
1h 30m
Cambridge
N/A
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen
Morning Good
Afternoon Good
Evening Low
Master Bedroom
Morning Excellent
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
30
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential & CommercialModerate Positive Impact
Cambridge South East Growth Area
Approx 10 miles south-westEst. 2028
Transport Infrastructure+Positive Impact
Ely Transport Improvements
6.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£550,000
AvailableNB0000039851
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Harrogate Bay

Haverhill, Haverhill CB97UD
The Parklands at Great Wilsey Park, Haverhill
4
Bedrooms
3
Bathrooms
1,400
Est. Sq ft
house
Type

Developer

Redrow
Ownershipfreehold

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£550,000Harrogate Bay

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Harrogate Bay
Harrogate BayHaverhill£550,000

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