About This Property

Discover what makes this home special

This spacious four-bedroom detached house offers an excellent blend of suburban tranquillity and convenient access to central London. Nestled in a quiet residential area of St Albans, the property boasts a generous plot with well-maintained gardens and ample parking, ideal for families seeking comfort and privacy. The interior features a bright living space with large windows, a fitted kitchen, and a family bathroom, providing a versatile layout ready for modern living.

The location benefits from proximity to St Albans City station, enabling swift commutes to London and other key destinations, while local schools and parks enhance the family-friendly appeal. With future developments planned nearby, including new residential and commercial projects, this property promises both immediate comfort and long-term value growth.

Property Features

The property is a traditional detached house featuring four well-proportioned bedrooms and a family bathroom. The fitted kitchen is equipped with modern appliances and ample storage, complementing the bright and airy living areas. Double glazing and gas central heating ensure energy efficiency and comfort year-round. Outside, the spacious garden offers a private outdoor space ideal for children or entertaining, alongside off-street parking for multiple vehicles.

DetachedFour BedroomsOne BathroomFitted KitchenSpacious GardenOff-Street Parking+2

Local Amenities

Situated within easy reach of key amenities, the property benefits from excellent educational institutions including St Albans Cathedral School and Sandringham School, both highly rated. Shopping needs are well catered for by the nearby Tesco Superstore and a variety of local shops. Leisure and recreational facilities abound, with Verulamium Park offering extensive green spaces and St Albans Leisure Centre providing sports and fitness options. Healthcare needs are met by a local GP surgery, ensuring convenience for residents.

St Albans City StationSt Albans Cathedral SchoolSandringham SchoolTesco SuperstoreVerulamium ParkSt Albans Leisure Centre+1
St Albans City Train Station (2.1 miles, 8 mins drive) • 25 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£430,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£430,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Proximity to London with quick train access
Limited rental yield compared to inner London
Stable family-oriented neighbourhood

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£430,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,971/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£466,895
+£36,895 projected gain
5-Year Rent Forecast
£2,492/mo
Based on 4.8% annual growth
Price per Sq Ft£287
Annual Rent Income£23,652
10-Year ROI220%
Break-Even Point16 yrs

Property Value Projection

Based on 1.7% annual growth
£466,895
5yr
£506,955
10yr
£550,453
15yr
£597,683
20yr
£648,965
25yr
Current: £430,000

Monthly Rental Income

Based on 4.8% annual growth
£2,492
5yr
£3,150
10yr
£3,982
15yr
£5,034
20yr
£6,364
25yr
Current: £1,971/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Site Plan

Location

Commute Time Planner

London St Pancras International
25 mins
50 mins
Heathrow Airport
1h 10m
45 mins

Location Scores

58
Walk Score
Somewhat Walkable
62
Transit Score
Good Transit
54
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Residential & Commercial+Positive Impact
St Albans South Masterplan
1.5 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£430,000
SoldNB0000052895
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Detached House

, Leicester LE2 4RZ
Cottage Farm
4
Bedrooms
1
Bathrooms
1,500
Est. Sq ft
detached
Type

Developer

Bloor Homes
Ownershipfreehold

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£430,000Detached House

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Detached House£430,000

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